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Financing available

$630,000

2814 Cedar Ridge, Sherman, TX 75092

4
beds: 3
baths: 2,859
sqft

Est. with seller financing: $6,037/mo

Single-family
Built in 2026
12,197 sq ft lot
$220/sqft
Grayson County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Chesterfield plan featuring 4 bedrooms, 3 full baths, and a 3 car Garage with breezeway. Offering 2,859 sq ft of thoughtfully designed living space. The open-concept layout showcases a spacious family room 15.10 x 26.7 with a fireplace. The kitchen is ideal for entertaining, with ample cabinetry, island workspace, and convenient access to the extended outdoor living area. The primary suite 16 x 13, features a beautiful bay window extension and a luxurious primary bath with a shower in lieu of tub and a 36x60 dropped shower pan. Secondary bedrooms are generously sized, including Bedroom 3 - 10x12. Bedroom 4 - 11 x 10, and Bedroom 2 - 10x12. A dedicated entertainment room 16x11.8 and private study 10 x 15 provide flexible living spaces perfect for working from home or hosting guests.

Facts & features

Interior

Features

Double Vanity
Eat In Kitchen
High Speed Internet
Kitchen Island
Open Floorplan
Pantry
Cable Tv
Walk In Closets

Heating & cooling

Heating: Central, Natural Gas
Cooling: Central Air, Ceiling Fans

Flooring

Luxury Vinyl Plank

Appliances

Dishwasher
Electric Oven
Gas Cooktop
Disposal
Microwave
Tankless Water Heater

Fireplace

Fireplaces: 1
Gas
Living Room
Masonry

Laundry

Electric Dryer Hookup
Laundry In Utility Room

Exterior & lot

Features

Lighting
Outdoor Living Area
Private Entrance
Private Yard
Rain Gutters

Construction

Style: Traditional, Detached
Stories: 1
Roof: Shingle
Materials: Brick, Frame, Concrete

Parking

Garage spaces: 3
Garage
Garage Faces Side

Lot

Interior Lot
Landscaped
Sprinkler System
Few Trees

Community

Neighborhood

Subdivision: Canyon Creek Estates

Schools

District: S and S Cons ISD
Elementary: S And S
Middle: S And S
High: S And S

Financial & listing details

Listing

Price per sq ft: $220
County: Grayson
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$6,037/mo

Down payment10% ($63,000)10%20%

Check Your Financing Options

Principal & interest: $4,562/mo
Property taxes (est.): $1,181/mo
Homeowners insurance (est.): $294/mo

Loan amount: $567,000
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are estimated at 2.25% of the price because this listing has no full-year tax amount (common for new construction); actual taxes may differ and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Dina Verteramo, Highland Homes Realty · MLS #21185070 · 888-524-3182

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.