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Financing available

$650,000

2814 Spring Creek Trail, Celina, TX 75078

3
beds
2.5
baths
2,863
sqft

Est. with seller financing: $6,071/mo

  • Single-family
  • Built in 2016
  • 8,756 sq ft lot
  • $227/sqft
  • $100/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

PID is 100% Paid! Welcome to this exceptional home in the highly sought-after Creeks of Legacy community on the Prosper-Celina border, where timeless elegance meets everyday comfort. From the moment you arrive, you'll be captivated by the professionally designed landscaping, mature trees, and stunning curb appeal that give this home the look and feel of a professionally designed model. Inside, every detail has been thoughtfully curated to create a warm, sophisticated living space that's perfect for both entertaining and daily life. The immaculate condition and designer finishes throughout make this home truly move-in ready. This FABULOUS story and a half home boast with wood floors, crown molding, decorative lighting, whole house water softener and filtration system, plenty room for storage, pull out cabinet rack in kitchen cabinets, spacious three-car garage featuring epoxy-coated flooring, extra large pantry, electronic shade in kitchen nook and built-in safe in the primary closet. One of the home's most valuable features is the PID assessment IS paid in full, providing significant long-term savings since **no additional PID property taxes are required. Located in the award-winning Prosper ISD and the desirable Creeks of Legacy neighborhood, this remarkable property combines luxury, convenience, and exceptional value. Don't miss the opportunity to own a home that is as beautiful as it is practical. Community amenities include pool, playground, fitness center, tennis courts and nice trails throughout the neighborhood.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Pantry
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Central, Fireplaces, Natural Gas
  • Cooling: Central Air, Ceiling Fans

Appliances

  • Some Gas Appliances
  • Dishwasher
  • Electric Oven
  • Gas Cooktop
  • Disposal
  • Gas Water Heater
  • Microwave
  • Plumbed For Gas
  • Water Softener
  • Tankless Water Heater
  • Water Purifier

Fireplace

  • Fireplaces: 1
  • Family Room
  • Gas
  • Gas Log

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room
  • In Kitchen

Exterior & lot

Construction

  • Style: Traditional, Detached

Parking

  • Garage spaces: 3
  • Door Multi
  • Driveway
  • Epoxy Flooring
  • Garage Faces Front
  • Garage
  • Garage Door Opener
  • Kitchen Level

Lot

  • Interior Lot
  • Landscaped

Community

Neighborhood

  • Subdivision: Creeks Of Legacy Ph 1a

HOA

  • Essex Management

Schools

  • District: Prosper ISD
  • Elementary: Virgie Witt Smothermon
  • Middle: Moseley
  • High: Prosper

Financial & listing details

Listing

  • Price per sq ft: $227
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$6,071/mo

Principal & interest
$4,707/mo
Property taxes
$961/mo
Homeowners insurance (est.)
$303/mo
HOA dues
$100/mo
Loan amount
$585,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of Diana Barnhouse, JPAR North Metro · MLS #21319245 · 972-836-9295

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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