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Financing available

$410,000

2838 Saddlebred Trail, Celina, TX 75009

4
beds
3
baths
2,928
sqft

Est. with seller financing: $3,972/mo

  • Single-family
  • Built in 2006
  • 6,970 sq ft lot
  • $140/sqft
  • $67/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

BRAND-NEW ROOF AND AC SYSTEM 2026! BEST DEAL IN CELINA! MOTIVATED SELLER! Aggressively priced and truly move-in ready, this beautifully updated home offers exceptional value without sacrificing condition, style, or updates. Light-filled and spacious, this 4 bedroom, 3 full bath home features a versatile 2 story floor plan offering mostly single story living. The primary bedroom and two secondary bedrooms are located downstairs in a split-bedroom design for added privacy, while upstairs features a large game room, wet bar area, private bedroom, and full bath—perfect for guests, teens, or multigenerational living! Step inside to soaring vaulted ceilings and an open, airy feel throughout. The front formal living and dining areas create an elegant first impression, while the heart of the home opens to a stunning, fully remodeled kitchen featuring quartz countertops, a gas cooktop, decorative designer backsplashes, updated lighting, and stylish new hardware. The kitchen flows seamlessly into the breakfast area, family room, and charming sunroom bonus space overlooking the back patio. A double-sided fireplace beautifully divides the family room and sunroom, creating warmth and character in both spaces. The oversized primary suite offers a relaxing retreat with a luxurious bath featuring a walk-in shower, separate garden tub, and dual walk-in closets. Fresh interior paint, abundant natural light, spacious living areas, and thoughtful updates throughout make this home truly move-in ready. Located in Carter Ranch with convenient access off Preston Road, the neighborhood offers amenities including a community pool, playground, scenic walking trails, and O'Dell Elementary School conveniently located within the subdivision.

Listing courtesy of Jami Adams, Keller Williams Prosper Celina · MLS #21426503 · 972-382-8882

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • High Speed Internet
  • Open Floorplan
  • Pantry
  • Vaulted Ceilings
  • Walk In Closets

Heating & cooling

  • Heating: Central, Natural Gas, Zoned
  • Cooling: Central Air, Ceiling Fans, Electric, Zoned

Flooring

  • Carpet
  • Tile

Appliances

  • Dishwasher
  • Gas Cooktop
  • Disposal
  • Gas Water Heater
  • Microwave

Fireplace

  • Fireplaces: 1
  • Gas Log
  • Gas Starter

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Garage Faces Front

Lot

  • Back Yard
  • Interior Lot
  • Lawn
  • Landscaped
  • Subdivision
  • Few Trees

Community

Neighborhood

  • Subdivision: Carter Ranch-Phase I The

HOA

  • CMA Home Management

Schools

  • District: Celina ISD
  • Elementary: O'Dell
  • Middle: Jerry & Linda Moore
  • High: Celina

Financial & listing details

Listing

  • Price per sq ft: $140
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,972/mo

Principal & interest
$2,969/mo
Property taxes
$745/mo
Homeowners insurance (est.)
$191/mo
HOA dues
$67/mo
Loan amount
$369,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

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Offered by HFP, powered by Doorly, only on this site, not by the seller or listing agent. Subject to underwriting and approval.

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How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

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