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Financing available

$285,494

2908 Wooten Trail, Royse City, TX 75189

4
beds
2
baths
2,107
sqft

Est. with seller financing: $2,921/mo

  • Single-family
  • Built in 2022
  • 6,098 sq ft lot
  • $135/sqft
  • $48/mo HOA
  • Hunt County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome home to this stunning 4-bedroom, 2-bathroom gem in the highly desirable and fast-growing community of Royse City, TX. From the moment you walk in, you’ll appreciate the bright, open-concept layout designed for modern living and effortless entertaining. The spacious living area flows seamlessly into a well-appointed kitchen featuring abundant cabinet space, generous countertops, and a large island that naturally becomes the heart of the home — perfect for family dinners, holiday gatherings, or casual mornings with coffee. The private primary suite is a true retreat, offering ample space, a spa-inspired bathroom with a relaxing soaking tub and a separate shower. Three additional bedrooms provide versatility for a growing family, guests, or the ideal work-from-home setup. Step outside to your backyard oasis — ready for summer BBQs, kids and pets at play, or simply unwinding after a long day. With Royse City’s small-town charm, top-rated schools, and convenient access to I-30 for an easy commute to Rockwall or Dallas, this location offers the perfect balance of comfort and convenience. Homes like this don’t last long in Royse City — schedule your showing today and experience why so many buyers are making this thriving community home.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Cable Tv
  • Walk In Closets

Appliances

  • Dishwasher
  • Electric Cooktop
  • Disposal

Exterior & lot

Construction

  • Style: Detached
  • Stories: 1

Parking

  • Garage spaces: 2
  • Garage
  • Garage Door Opener

Community

Neighborhood

  • Subdivision: Valor Farms Ph 2

HOA

  • Essex

Schools

  • District: Royse City ISD
  • Elementary: Ruth Cherry
  • Middle: Royse City
  • High: Royse City

Financial & listing details

Listing

  • Price per sq ft: $135
  • County: Hunt
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,921/mo

Principal & interest
$2,067/mo
Property taxes
$673/mo
Homeowners insurance (est.)
$133/mo
HOA dues
$48/mo
Loan amount
$256,945
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Your next home may have more than one path to ownership.

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Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of David Caldwell, Gregorio Real Estate Company · MLS #21177892 · 972-834-5509

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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