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Financing available

$385,990

291 RS COUNTY ROAD 1624, Lone Oak, TX 75453

4
beds: 3.5
baths: 1,804
sqft

Est. with seller financing: $2,980/mo

Single-family
Built in 2024
10,454 sq ft lot
$214/sqft
$5/mo HOA
Rains County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

**PRICE IMPROVEMENT of over $64,000 from the original list price! Seller offering $5,000 in concessions and will go USDA** This one-of-a-kind three-level home offers a unique opportunity for a lake retreat, second home, or full-time residence just minutes from Lake Tawakoni and the golf course. Rustic, mountain-inspired design blends with Texas charm, featuring extensive wood finishes, custom details, and a warm, distinctive character throughout. The flexible floor plan includes multiple living areas ideal for entertaining or accommodating family and guests. Upstairs, Jack and Jill bedrooms provide additional functionality. Notable features include 5_8-inch Sheetrock with soundproofing, commercial-grade main water lines, PEX plumbing with straight runs, marine-varnish finishes, and a variety of unique architectural details. Conveniently located near Lake Tawakoni amenities, this property offers space, character, and an opportunity to enjoy a relaxed lake-area lifestyle. *Buyer and Buyers agent to verify all information including, but not limited to home or lot size, school zoning and restrictions. Broker will not be held responsible for any incorrect information on listing.

Facts & features

Interior

Features

High Speed Internet
Multiple Staircases
Open Floorplan
Pantry
Vaulted Ceilings
Natural Woodwork

Heating & cooling

Cooling: Multi Units, Wall Units

Flooring

Wood

Fireplace

Fireplaces: 1

Laundry

Common Area
Washer Hookup
Dryer Hookup
Laundry In Utility Room

Exterior & lot

Construction

Style: Craftsman, Detached
Roof: Composition
Foundation: Slab

Parking

Driveway

Lot

Corner Lot
Cul De Sac
Retaining Wall

Community

Neighborhood

Subdivision: (S2350) HOLIDAY HILLS

HOA

Schools

District: Rains ISD
Elementary: Rains
Middle: Rains
High: Rains

Financial & listing details

Listing

Price per sq ft: $214
County: Rains
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,980/mo

Down payment10% ($38,599)10%20%

Check Your Financing Options

Principal & interest: $2,795/mo
Property taxes: Not available
Homeowners insurance (est.): $180/mo
HOA dues: $5/mo

Loan amount: $347,391
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Your next home may have more than one path to ownership.

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Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Virginia Acosta, RE/MAX Four Corners - Greenville · MLS #21258697 · 972-396-9100

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.