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Financing available

$698,900

2920 Winding Creek Drive, Plano, TX 75023

4
beds
3
baths
3,166
sqft

Est. with seller financing: $6,272/mo

  • Single-family
  • Built in 1992
  • 13,504 sq ft lot
  • $221/sqft
  • $21/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Well done, you found your next home! This absolutely gorgeous one-story home with a sophisticated soft-contemporary design, exceptional living space, and a private backyard retreat! The expansive floor plan features 4 bedrooms, a dedicated home office, and 3 versatile living areas with spacious, open rooms that flow effortlessly for everyday living and entertaining. Sleek concrete floors, soaring ceilings, and abundant natural light elevate the formal spaces, while the impressive kitchen offers granite and butcher-block countertops, a gas cooktop, built-in wine storage, generous cabinetry, and plenty of room to gather. Walls of sunny windows in the family room frame serene views of the covered patio, pool, and beautifully landscaped backyard. The spacious primary suite includes a private sitting area, spa-like bath, and two walk-in closets. Two secondary bedrooms are conveniently positioned off the game room, creating an ideal layout for children, guests, or a separate retreat. The oversized garage includes a 14x8 workshop with built-in counters and shelving which is perfect for a golf cart, hobbies, a workshop, storage, or whatever you could dream up! Step outside to a quiet and private backyard oasis featuring Barletta Custom Fencing, a luxurious pool, lush landscaping, generous grassy areas, and an oversized covered patio on a large lot designed for entertaining. Ideally located within walking distance of highly rated Plano schools and Jack Carter Park, offering an aquatic center, trails, recreation, and more. Just minutes from SH 121, the Dallas North Tollway, Legacy West, shopping, dining, and major employment centers!

Facts & features

Interior

Features

  • Built In Features
  • Dry Bar
  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Smart Home
  • Walk In Closets
  • Wired For Sound

Heating & cooling

  • Heating: Central, Fireplaces, Natural Gas, Zoned
  • Cooling: Central Air, Ceiling Fans, Electric, Multi Units, Zoned

Flooring

  • Carpet
  • Concrete
  • Painted Stained
  • Tile

Appliances

  • Some Gas Appliances
  • Built In Refrigerator
  • Convection Oven
  • Dishwasher
  • Gas Cooktop
  • Disposal
  • Gas Water Heater
  • Microwave
  • Plumbed For Gas
  • Refrigerator
  • Vented Exhaust Fan
  • Warming Drawer

Fireplace

  • Fireplaces: 1
  • Family Room
  • Gas
  • Gas Log
  • Gas Starter
  • Wood Burning

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup
  • Gas Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Deck
  • Lighting
  • Private Yard
  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Shingle
  • Foundation: Slab
  • Materials: Brick, Wood Siding

Parking

  • Garage spaces: 2
  • Alley Access
  • Door Multi
  • Direct Access
  • Driveway
  • Enclosed
  • Garage
  • Garage Door Opener
  • Inside Entrance
  • Kitchen Level
  • Lighted
  • Private
  • Garage Faces Rear
  • Storage

Pool

  • Gunite
  • In Ground
  • Outdoor Pool
  • Pool
  • Private
  • Pool Sweep

Lot

  • Back Yard
  • Corner Lot
  • Lawn
  • Landscaped
  • Level
  • Subdivision
  • Sprinkler System
  • Few Trees

Community

Neighborhood

  • Subdivision: Oak Creek Estates

HOA

  • Oak Creek Estates HOA

Schools

  • District: Plano ISD
  • Elementary: Carlisle
  • Middle: Schimelpfenig
  • High: Clark,Plano Senior

Financial & listing details

Listing

  • Price per sq ft: $221
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$6,272/mo

Principal & interest
$5,061/mo
Property taxes
$864/mo
Homeowners insurance (est.)
$326/mo
HOA dues
$21/mo
Loan amount
$629,010
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Matthew Tanel, Real Broker, LLC · MLS #21370056 · 855-450-0442

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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