HFPHome Finance
Partner
Powered byDoorly
1 / 22
Financing available

$318,000

2967 Wild Oak Lane, Rockwall, TX 75032

3
beds
2
baths
1,769
sqft

Est. with seller financing: $2,907/mo

  • Single-family
  • Built in 2003
  • 6,011 sq ft lot
  • $180/sqft
  • $56/mo HOA
  • Rockwall County

Interested in this home?

Seller financing is available to qualified buyers.

Powered byDoorly

About this home

Welcome home to this beautifully updated brick home in a quiet, established neighborhood with access to a community pool. Perfect for first-time homebuyers, those looking to downsize, or investors seeking a turnkey rental opportunity, this home offers an unbeatable location just minutes from the town center, major retailers, local boutiques, popular restaurants, and highly acclaimed Rockwall ISD schools. Enjoy peace of mind with extensive recent updates, including a new roof (2025), professionally completed foundation repairs with a transferable warranty, engineer's report, and detailed repair documentation available for buyers. Inside, the home has been thoughtfully refreshed with brand-new luxury vinyl plank flooring throughout, fresh interior paint (including the garage), new 2-inch faux wood blinds, updated ceiling fans, modern light fixtures and hardware, and energy-efficient LED lighting throughout. The flexible open-concept floor plan offers a front living room that can easily serve as a formal dining room, home office, or second living area. The spacious family room features a cozy fireplace and flows seamlessly into the kitchen and dining area, creating the perfect space for everyday living and entertaining. The private primary suite includes an ensuite bath with dual vanities, a relaxing garden tub, separate shower, and generous closet space. Outside, you'll appreciate the refreshed landscaping, newly sodded front yard, and a fully fenced backyard with a wood privacy fence—ideal for children, pets, or outdoor gatherings. To make homeownership even more attainable, the seller is willing to assist with buyer closing costs or contribute toward an interest rate buy-down with an acceptable offer. With major updates already completed, a desirable location, and exceptional value, this move-in-ready home is one you won't want to miss.

Facts & features

Interior

Features

  • Eat In Kitchen
  • High Speed Internet

Heating & cooling

  • Heating: Natural Gas
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Ceramic Tile
  • Luxury Vinyl Plank

Appliances

  • Dishwasher
  • Electric Oven
  • Electric Range
  • Disposal
  • Microwave
  • Refrigerator

Fireplace

  • Fireplaces: 1
  • Gas Starter

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Alley Access
  • Covered
  • Driveway
  • Garage
  • Garage Door Opener
  • Garage Faces Rear

Pool

  • Community

Lot

  • Interior Lot
  • Irregular Lot
  • Landscaped

Community

Neighborhood

  • Subdivision: Hickory Ridge Ph One

HOA

  • Hickory Ridge HOA-SBB Community Management

Schools

  • District: Rockwall ISD
  • Elementary: Ouida Springer
  • Middle: Cain
  • High: Rockwall-Heath

Financial & listing details

Listing

  • Price per sq ft: $180
  • County: Rockwall
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,907/mo

Principal & interest
$2,303/mo
Property taxes
$400/mo
Homeowners insurance (est.)
$148/mo
HOA dues
$56/mo
Loan amount
$286,200
Seller financing rate (est.)
9.00%
Term
30-year fixed
Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

Powered byDoorly

A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Frank Lu, Coldwell Banker Realty · MLS #21349486 · 972-771-9001

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

More homes in Rockwall