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Financing available

$575,000

2978 Oak Drive, Rockwall, TX 75032

4
beds
2.5
baths
3,038
sqft

Est. with seller financing: $5,187/mo

  • Single-family
  • Built in 1992
  • 20,691 sq ft lot
  • $189/sqft
  • Rockwall County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Exceptional location and outdoor living in Rockwall's established Foxchase neighborhood! Conveniently located near Lake Ray Hubbard, The Harbor District with its waterfront dining and entertainment, shopping, and I-30, this 3,038-square-foot home sits on an expansive 0.475-acre lot with a swimming pool and spa. The versatile two-story floor plan offers 4 bedrooms, 2.5 baths, formal living and dining rooms, a dedicated study, and a spacious den open to the breakfast area and updated kitchen featuring quartz countertops, stainless steel appliances, and generous pantry storage. The main-level primary suite includes a recently updated bath with new flooring, countertops, tub, shower, and fixtures. Upstairs, three additional bedrooms, a full bath, and loft living area provide additional flexibility. Outdoors, the large swimming pool with built-in seating and spa is complemented by a covered patio and expansive side yards, offering abundant space for entertaining and recreation. A double gate off the alley provides access for boat or RV parking, in addition to the two-car garage and driveway. A new roof was installed in September 2026. Located in a neighborhood with a voluntary association rather than a mandatory HOA.

Listing courtesy of Brandon Fleeman, Ebby Halliday, REALTORS · MLS #21413365 · 214-210-1500

Facts & features

Interior

Features

  • Open Floorplan

Heating & cooling

  • Heating: Natural Gas
  • Cooling: Central Air

Flooring

  • Carpet
  • Ceramic Tile
  • Wood

Appliances

  • Dishwasher
  • Electric Range
  • Disposal

Fireplace

  • Fireplaces: 2
  • Gas Log

Laundry

  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Garage

Pool

  • Pool

Lot

  • Back Yard
  • Irregular Lot
  • Lawn
  • Landscaped
  • Sprinkler System
  • Few Trees

Community

Neighborhood

  • Subdivision: Foxchase Ph 1

Schools

  • District: Rockwall ISD
  • Elementary: Dorothy Smith Pullen
  • Middle: Cain
  • High: Rockwall-Heath

Financial & listing details

Listing

  • Price per sq ft: $189
  • County: Rockwall
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$5,187/mo

Principal & interest
$4,164/mo
Property taxes
$755/mo
Homeowners insurance (est.)
$268/mo
Loan amount
$517,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

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A traditional mortgage isn't the only way. Self-employed, lower credit, ITIN, or turned down before? You may have another option.

Offered by HFP, powered by Doorly, only on this site, not by the seller or listing agent. Subject to underwriting and approval.

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How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

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