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Financing available

$345,000

300 Black Bear Drive, McKinney, TX 75071

3
beds
2
baths
1,406
sqft

Est. with seller financing: $3,281/mo

  • Single-family
  • Built in 2013
  • 4,443 sq ft lot
  • $245/sqft
  • $35/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to this move-in-ready home in the heart of McKinney, located in Prosper ISD! This beautifully maintained, single-story residence features 3 bedrooms, 2 full bathrooms, and an inviting open layout designed for comfortable living and entertaining. A fireplace anchors the spacious living area, which opens effortlessly to the light-filled eat-in kitchen featuring granite countertops, a gas range, abundant cabinetry, and plenty of workspace. The primary suite offers a peaceful escape with dual vanities, a garden tub, separate shower, and generous walk-in closet. Two additional bedrooms are positioned on the opposite side of the home, creating a desirable split-bedroom design. Outside is a spacious backyard with plenty of room for relaxing, playing, or entertaining. Also includes a Lawn Sprinker System. Residents also enjoy access to the neighborhood’s refreshing community pool. Conveniently located near Highways 380, 121, and 75, with shopping, dining, entertainment, and excellent schools just minutes away. This is a wonderful opportunity to enjoy easy, low-maintenance living in a desirable McKinney community!

Facts & features

Interior

Features

  • Eat In Kitchen
  • Granite Counters
  • Open Floorplan
  • Pantry
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Ceramic Tile

Appliances

  • Dishwasher
  • Disposal
  • Gas Range
  • Microwave

Fireplace

  • Fireplaces: 1
  • Family Room

Laundry

  • Washer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Garage Faces Front

Pool

  • Community

Community

Neighborhood

  • Subdivision: Fossil Creek At Westridge Ph 1

HOA

  • Fossil Creek at Westridge

Schools

  • District: Prosper ISD
  • Elementary: Jack and June Furr
  • Middle: Bill Hays
  • High: Rock Hill

Financial & listing details

Listing

  • Price per sq ft: $245
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,281/mo

Principal & interest
$2,498/mo
Property taxes
$587/mo
Homeowners insurance (est.)
$161/mo
HOA dues
$35/mo
Loan amount
$310,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Jared Tye, Tye Realty Group · MLS #21332795 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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