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Financing available

$760,000

3008 S 3rd Street, Waco, TX 76706

5
beds
5.5
baths
2,675
sqft

Est. with seller financing: $6,987/mo

  • Single-family
  • Built in 2023
  • 23,784 sq ft lot
  • $284/sqft
  • McLennan County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to 3008 S. 3rd Street—a rare investment opportunity in the heart of the highly sought-after Baylor Bubble! This unique property features two separate residences, offering incredible flexibility for homeowners, investors, or those looking to maximize rental income. The primary residence boasts an impressive 4-bedroom, 4.5-bathroom layout with spacious living areas designed for comfort and functionality. Complementing the main home is a detached 1-bedroom, 1-bathroom ADU, creating the perfect setup for student housing, long-term rentals, short-term vacation stays, or private guest accommodations. With just under 3,000 square feet of combined living space, this property delivers the ideal blend of space, versatility, and income-producing potential. Live in one residence while generating rental income from the other, or capitalize on both as investment properties in one of Waco’s most desirable locations. Opportunities like this are few and far between in the Baylor area. Whether you’re expanding your investment portfolio, searching for a house hack, or looking for the perfect game-day getaway with built-in income potential, 3008 S. 3rd Street checks every box.

Facts & features

Interior

Features

  • Cable Tv

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Electric

Appliances

  • Dishwasher
  • Disposal

Exterior & lot

Construction

  • Style: Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Board And Batten Siding

Parking

  • Driveway

Community

Neighborhood

  • Subdivision: Gurley D R Tr

Schools

  • District: Waco ISD
  • Elementary: South Waco
  • Middle: Cesar Chavez
  • High: University

Financial & listing details

Listing

  • Price per sq ft: $284
  • County: McLennan
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$6,987/mo

Principal & interest
$5,504/mo
Property taxes
$1,128/mo
Homeowners insurance (est.)
$355/mo
Loan amount
$684,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Cameron Gomez, Agents Of Texas, LLC · MLS #21342202 · 817-501-2996

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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