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Financing available

$675,000

3009 Three Oaks Trail, Melissa, TX 75454

4
beds
3
baths
2,881
sqft

Est. with seller financing: $6,406/mo

  • Single-family
  • Built in 2023
  • 14,462 sq ft lot
  • $234/sqft
  • $146/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Discover elevated single-story living in the sought-after Liberty community of Melissa. Situated on one of the largest lots in the neighborhood, this meticulously upgraded home blends timeless design with today's most desirable smart home features. A grand entry welcomes you into an open-concept floor plan featuring a private office with custom built-ins, elegant library, spacious media room, & an inviting living room centered around a beautiful gas fireplace. The designer kitchen is thoughtfully appointed with white shaker cabinetry, quartz countertops, herringbone backsplash, GE® Profile & Café appliances, WiFi-enabled double ovens, a 5-burner gas cooktop, oversized island, under-cabinet lighting, abundant storage, & an additional built-in serving area in the dining space, perfect for everyday living & effortless entertaining. The luxurious primary retreat offers custom built-ins, a California Closets system, spa-inspired bath with dual vanities, garden tub, oversized shower with bench, & direct access to the laundry room. Luxury vinyl plank flooring extends throughout every bedroom, while ceiling fans, tankless water heater, decked attic storage, tandem 3-car garage, Jellyfish exterior lighting, MyQ garage system, keyless entry, smart thermostat, & custom upgrades provide exceptional comfort & convenience. Step outside to a covered patio wired for a fan with gas stub for future outdoor living, expansive backyard, & additional fenced area offering endless possibilities. Residents of Liberty enjoy resort-style amenities including the Stars & Stripes amenity center with pool, splash pads, fishing ponds, sports pavilion, sand volleyball, basketball court, soccer fields, playgrounds, scenic walking trails, green spaces, & year-round community events. Ideally located near highly rated Melissa ISD schools, shopping, dining, parks, Ford Sports Village, Lake Perry Fisher, this exceptional home offers luxury living in one of Melissa's most desirable communities.

Facts & features

Interior

Features

  • Built In Features
  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Eat In Kitchen
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Smart Home
  • Cable Tv
  • Walk In Closets
  • Wired For Sound

Heating & cooling

  • Heating: Central, Energy Star Qualified Equipment, Fireplaces, Natural Gas
  • Cooling: Central Air, Ceiling Fans, Electric, Energy Star Qualified Equipment

Flooring

  • Luxury Vinyl Plank
  • Tile

Appliances

  • Some Gas Appliances
  • Double Oven
  • Dishwasher
  • Electric Oven
  • Gas Cooktop
  • Disposal
  • Gas Water Heater
  • Microwave
  • Plumbed For Gas
  • Tankless Water Heater
  • Vented Exhaust Fan

Fireplace

  • Fireplaces: 1
  • Gas
  • Gas Log
  • Living Room

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Private Yard
  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick, Rock, Stone

Parking

  • Garage spaces: 3
  • Door Single
  • Driveway
  • Garage Faces Front
  • Garage
  • Garage Door Opener
  • Inside Entrance
  • Tandem

Pool

  • Community

Lot

  • Back Yard
  • Interior Lot
  • Irregular Lot
  • Lawn
  • Subdivision
  • Sprinkler System
  • Few Trees

Community

Neighborhood

  • Subdivision: Liberty Ph 8c

HOA

  • 4Sight Management

Schools

  • District: Melissa ISD
  • Elementary: Harry Mckillop
  • Middle: East Cardinal
  • High: Melissa

Financial & listing details

Listing

  • Price per sq ft: $234
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$6,406/mo

Principal & interest
$4,888/mo
Property taxes
$1,057/mo
Homeowners insurance (est.)
$315/mo
HOA dues
$146/mo
Loan amount
$607,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Renee Beaver, eXp Realty · MLS #21314265 · 888-519-7431

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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