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Financing available

$399,900

3012 Winchester Avenue, Melissa, TX 75454

4
beds
2
baths
2,226
sqft

Est. with seller financing: $3,796/mo

  • Single-family
  • Built in 2018
  • 7,492 sq ft lot
  • $180/sqft
  • $36/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Looking for a SPACIOUS, PRIVATE backyard? NO MUD OR PID. Walking distance to the new Melissa Lake Park with a huge playground, splash pad and fishing. One Owner Home in an ideal location. Inside you'll find a well-designed versatile floorplan with 4 bedrooms, extra room for office or an extra bedroom or exercise room, 2 full baths with a large family room and dining room. Flooring includes vinyl wood flooring. The kitchen is a standout with abundant cabinet space, granite countertops, gas stove top, stainless steel appliances and a walk-in pantry. Family room features vaulted ceilings with ample windows for natural light. The primary room is generously sized with room for a king bed and a large walk-in closet. Step outside to an expansive covered patio perfect for entertaining. The backyard offers ample space for a future pool, garden or outdoor kitchen. This home is meticulously maintained and shows beautifully. Roof, gutters replaced December 2025 and wood fence restained and exterior painted. In 2025 The dishwasher and microwave were replaced. Patio ceiling fans were also replaced in 2025. Location is a plus located minutes from I-75, Hwy 5, Hwy 121 and the Collin County Outerloop is within walking distance to North Creek Elementary School.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Central
  • Cooling: Central Air, Ceiling Fans

Flooring

  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Plank

Appliances

  • Dishwasher
  • Electric Oven
  • Gas Cooktop
  • Disposal
  • Gas Water Heater
  • Ice Maker
  • Microwave

Fireplace

  • Fireplaces: 1
  • Circulating
  • Gas Log
  • Living Room

Laundry

  • Laundry In Utility Room

Exterior & lot

Features

  • Private Yard
  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick, Rock, Stone

Parking

  • Garage spaces: 2
  • Covered
  • Garage
  • Garage Door Opener

Lot

  • Interior Lot
  • Landscaped
  • Few Trees

Community

Neighborhood

  • Subdivision: Creek Crossing Ph One

HOA

  • Gulf PPM

Schools

  • District: Melissa ISD
  • Elementary: North Creek
  • Middle: Melissa,Melissa Ridge
  • High: Melissa

Financial & listing details

Listing

  • Price per sq ft: $180
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,796/mo

Principal & interest
$2,896/mo
Property taxes
$677/mo
Homeowners insurance (est.)
$187/mo
HOA dues
$36/mo
Loan amount
$359,910
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Susan Ross, Texan Roots Real Estate LLC. · MLS #21253549 · 903-814-0398

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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