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Financing available

$269,000

3016 Payne Street, Wills Point, TX 75169

3
beds
2
baths
1,799
sqft

Est. with seller financing: $2,158/mo

  • Single-family
  • Built in 1976
  • 12,240 sq ft lot
  • $150/sqft
  • $12/mo HOA
  • Hunt County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to 3016 Payne Street! This site-built home is completely renovated and MOVE-IN READY, this beautiful home offers the perfect blend of modern updates, comfortable living, and a peaceful lakefront community! Situated on two lots, this property provides extra outdoor space and room to enjoy the lifestyle you’ve been dreaming of. You’ll feel right at home the moment you step onto the inviting 7' x 32' front porch—the perfect spot to enjoy your morning coffee or unwind in the evening. Step inside to discover a light, bright, open-concept floor plan featuring modern finishes and luxury vinyl plank flooring throughout the home. The spacious kitchen offers abundant cabinetry, plenty of counter space, and room to prepare meals, entertain guests, and gather with family. Generously sized bedrooms provide exceptional flexibility for comfortable living, overnight guests, a home office, hobby room, or additional workspace. Storage is plentiful, and the oversized laundry room adds extra convenience and functionality to your everyday routine. Love the outdoors? This waterfront subdivision offers private, gated lakefront amenities designed for enjoying the best of lake life! Walk down the street to access the community fishing pier, boat launch, playground, and picnic area. Whether you enjoy fishing, boating, spending time outdoors, or relaxing by the water, there are plenty of ways to make the most of your surroundings. Don’t forget your fishing pole! Enjoy the peaceful atmosphere of a lake community while remaining conveniently close to local restaurants, shopping, and everyday essentials. Whether you’re searching for a full-time residence, a weekend retreat, or a home with room to spread out, this renovated property offers a wonderful opportunity to enjoy relaxed waterfront community living. Modern updates, oversized bedrooms, and lakefront amenities—all in one place! Don’t miss your opportunity to make 3016 Payne Street your own!

Facts & features

Interior

Features

  • Open Floorplan
  • Pantry
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Electric
  • Cooling: Ceiling Fans, Electric, Multi Units, Wall Units

Flooring

  • Luxury Vinyl Plank

Appliances

  • Dryer
  • Electric Range
  • Electric Water Heater
  • Microwave
  • Refrigerator
  • Washer

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Deck
  • Lighting
  • Storage

Construction

  • Style: Craftsman, Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Pillar Post Pier

Parking

  • No Garage

Lot

  • Back Yard
  • Cleared
  • Corner Lot
  • Lawn
  • Level
  • Subdivision

Community

Neighborhood

  • Subdivision: Panorama Estates Add # 1

HOA

  • Panorama Land Owners Association

Schools

  • District: Quinlan ISD
  • Elementary: Cannon
  • Middle: Thompson,Butler
  • High: Ford

Financial & listing details

Listing

  • Price per sq ft: $150
  • County: Hunt
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,158/mo

Principal & interest
$1,948/mo
Property taxes
$72/mo
Homeowners insurance (est.)
$126/mo
HOA dues
$12/mo
Loan amount
$242,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Toni Elliston

Bradford Elite Real Estate LLC

972-212-5206

MLS #
21403708

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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