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Financing available

$475,000

302 Phillips Court, Fate, TX 75087

4
beds
3
baths
3,426
sqft

Est. with seller financing: $4,437/mo

  • Single-family
  • Built in 2013
  • 10,803 sq ft lot
  • $139/sqft
  • $60/mo HOA
  • Rockwall County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

NEW ROOF AUGUST 2026! Welcome to this gorgeous Drees home in the highly sought-after Woodcreek master-planned community in Fate, located within acclaimed Rockwall ISD. Situated on a desirable corner lot and within walking distance to the elementary school, this home offers the perfect blend of comfort, convenience, and style. Step inside to find premium upgraded flooring and custom upgraded window coverings throughout the entire first floor, creating a seamless and elegant living space. The thoughtfully designed floor plan features spacious bedrooms with generous closets, a versatile bonus space, and a dedicated media room perfect for movie nights, gaming, or entertaining. The kitchen and living areas flow effortlessly to the backyard, where you’ll find a fantastic patio ideal for relaxing or hosting gatherings. A storage shed provides extra space for tools, equipment, and seasonal items. The three-car garage offers ample room for vehicles, storage, or a workshop setup. Enjoy all the amenities Woodcreek has to offer, including community pools, parks, walking trails, playgrounds, and more, while being conveniently located near shopping, dining, and major commuter routes. This exceptional home combines upgraded finishes, flexible living spaces, and an unbeatable location

Facts & features

Interior

Features

  • Granite Counters
  • Kitchen Island
  • Pantry
  • Walk In Closets

Heating & cooling

  • Cooling: Electric

Flooring

  • Laminate

Appliances

  • Dishwasher
  • Gas Cooktop
  • Disposal
  • Microwave

Fireplace

  • Fireplaces: 1
  • Stone

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition, Shingle
  • Materials: Brick

Parking

  • Garage spaces: 3
  • Driveway

Pool

  • Community

Lot

  • Corner Lot

Community

Neighborhood

  • Subdivision: Woodcreek Ph 1a

HOA

  • Woodcreek HOA

Schools

  • District: Rockwall ISD
  • Elementary: Billie Stevenson
  • Middle: Herman E Utley
  • High: Rockwall

Financial & listing details

Listing

  • Price per sq ft: $139
  • County: Rockwall
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,437/mo

Principal & interest
$3,440/mo
Property taxes
$715/mo
Homeowners insurance (est.)
$222/mo
HOA dues
$60/mo
Loan amount
$427,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Mckenzie Sorsby

Real Broker, LLC

855-450-0442

MLS #
21296056

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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