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Financing available

$340,000

3020 W Loy Lake Road, Denison, TX 75020

3
beds
2
baths
1,941
sqft

Est. with seller financing: $2,621/mo

  • Single-family
  • Built in 2017
  • 11,500 sq ft lot
  • $175/sqft
  • Grayson County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to this beautifully maintained 3-bedroom, 2-bath brick home built in 2017, offering 1,941 square feet of comfortable living space in a convenient Denison location. The thoughtfully designed floor plan features luxury vinyl flooring throughout the living room, kitchen, and dining area, with cozy carpet in all three bedrooms. The spacious living room is anchored by a charming wood-burning fireplace, creating the perfect gathering space. Additional interior features include crown molding, ceiling fans throughout the home, and an all-electric design for efficiency and convenience. Step outside to enjoy the covered back patio overlooking a privacy-fenced backyard complete with French drains in the frontyard, a few trees, and a 12' x 8' Tuff storage shed—ideal for tools, lawn equipment, or extra storage. Gutters add to the home's practical features. Conveniently located within driving distance of TMC Hospital and Sherman Town Center, this home offers easy access to shopping, dining, healthcare, and everyday amenities while maintaining a peaceful residential setting. Listing agent is related to seller.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric, Fireplaces
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Plank

Appliances

  • Dishwasher
  • Electric Range
  • Electric Water Heater
  • Disposal
  • Microwave
  • Vented Exhaust Fan

Fireplace

  • Fireplaces: 1
  • Wood Burning

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Ranch, Detached
  • Stories: 1
  • Roof: Composition, Shingle
  • Foundation: Slab
  • Materials: Board And Batten Siding, Brick

Parking

  • Garage spaces: 2
  • Door Single
  • Garage Faces Front
  • Garage
  • Garage Door Opener

Lot

  • Interior Lot
  • Few Trees

Community

Neighborhood

  • Subdivision: None

Schools

  • District: Denison ISD
  • Elementary: Hyde Park
  • Middle: Henry Scott,Mcdaniel
  • High: Denison

Financial & listing details

Listing

  • Price per sq ft: $175
  • County: Grayson
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,621/mo

Principal & interest
$2,462/mo
Property taxes
Not available
Homeowners insurance (est.)
$159/mo
Loan amount
$306,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Brandi Robinson, Easy Life Realty · MLS #21343098 · 903-224-5171

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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