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Financing available

$230,000

303 E 20th Avenue, Belton, TX 76513

3
beds
2
baths
1,559
sqft

Est. with seller financing: $2,156/mo

  • Single-family
  • Built in 1977
  • 9,496 sq ft lot
  • $148/sqft
  • Bell County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Nestled in one of Belton's well-established neighborhoods, this charming three-bedroom, two-bath home offers timeless character, mature shade trees, and a wonderful opportunity to make a home your own. Surrounded by homes with personality and a welcoming sense of community, this is a location that continues to be cherished for its convenience and enduring appeal. The spacious lot provides room to enjoy outdoor living, with mature oaks creating a peaceful setting and a covered patio that's perfect for morning coffee or relaxing evenings. An attached two-car garage, expansive driveway, and storage shed offer plenty of space for parking, hobbies, and everyday storage. Inside, you'll find character that's becoming harder to find, including a cozy fireplace and built-in bookshelves that add warmth and charm to the living space. The kitchen features a gas stove, and the flexible floor plan offers comfortable living with three bedrooms and two bathrooms. Whether you're searching for a place to make your own over time, your next investment opportunity, or a home in a highly desirable location, this property presents exceptional potential. Conveniently located just minutes from historic downtown Belton, you'll enjoy easy access to locally owned shops, restaurants, and year-round community events. The University of Mary Hardin-Baylor, Belton Lake, H-E-B, parks, schools, and other everyday conveniences are all close by, making it easy to experience everything Belton has to offer while enjoying the comfort of an established neighborhood. Opportunities to own in a location like this are becoming increasingly hard to find. With its inviting setting, generous lot, classic character, and desirable location, this property is ready to welcome its next owner.

Facts & features

Interior

Features

  • Built In Features
  • Eat In Kitchen

Heating & cooling

  • Heating: Central, Fireplaces
  • Cooling: Central Air, Ceiling Fans

Flooring

  • Carpet
  • Laminate

Appliances

  • Dishwasher
  • Gas Range
  • Refrigerator

Fireplace

  • Fireplaces: 1
  • Gas
  • Masonry

Laundry

  • Washer Hookup
  • Dryer Hookup

Exterior & lot

Features

  • Storage

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition, Shingle
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Concrete
  • Driveway
  • Garage Faces Rear

Community

Neighborhood

  • Subdivision: Brookwood Add

Schools

  • District: Belton ISD
  • Elementary: Leon Heights
  • Middle: Belton
  • High: Belton

Financial & listing details

Listing

  • Price per sq ft: $148
  • County: Bell
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,156/mo

Principal & interest
$1,666/mo
Property taxes
$383/mo
Homeowners insurance (est.)
$107/mo
Loan amount
$207,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Your next home may have more than one path to ownership.

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Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Aundrea Dudik, eXp Realty, LLC Waco · MLS #21347581 · 888-519-7431

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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