HFPHome Finance
Partner
Powered byDoorly
1 / 40
Financing available

$585,000

3041 Choctaw Road, Commerce, TX 75428

3
beds
3
baths
2,682
sqft

Est. with seller financing: $5,441/mo

  • Single-family
  • Built in 1987
  • 397,529 sq ft lot
  • $218/sqft
  • Hunt County

Interested in this home?

Seller financing is available to qualified buyers.

Powered byDoorly

About this home

UPDATE 2026 Ag Exempt approved! No compromise required—this unique property offers the best of both worlds. Rarely does the opportunity arise to enjoy the benefits of subdivision living while also owning over 9 acres of private land to spread out, explore, and create the lifestyle you’ve been dreaming of. Vaulted ceilings, bay windows, built-in cabinetry, and a wood-burning fireplace with a gas starter add warmth and character throughout the home. Outside, the property is designed for both relaxation and recreation with mature trees, fenced pasture, a private pond, barn with corrals, and ample space for RVs, trailers, and equipment. Enjoy summer days around the in-ground gunite diving pool or unwind beneath the covered porch and patio while taking in the peaceful surroundings. In addition to the attached garage, the detached garage provides an ideal workshop or hobby space and features extensive attic storage, offering the flexibility and functionality that acreage buyers are often searching for.   Located on a cul-de-sac and served by city water and sewer, this unique property offers space for horses, hobbies, outdoor living, and privacy—all while maintaining the convenience and community feel that make subdivision living so desirable. Seller is offering $10,000 towards buyers' interest rate buy down, closing cost, pre-paids, or other lender allowable expenses with a full price offer.

Facts & features

Interior

Features

  • Built In Features
  • Double Vanity
  • Eat In Kitchen
  • Granite Counters
  • Kitchen Island
  • Pantry
  • Cable Tv
  • Vaulted Ceilings
  • Walk In Closets

Heating & cooling

  • Heating: Central, Fireplaces
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Combination
  • Tile

Appliances

  • Dishwasher
  • Disposal

Fireplace

  • Fireplaces: 1
  • Gas Starter
  • Living Room
  • Wood Burning

Exterior & lot

Features

  • Private Yard
  • Storage

Construction

  • Style: Detached, Farmhouse
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab

Parking

  • Garage spaces: 6
  • Alley Access
  • Door Multi
  • Garage
  • Garage Door Opener
  • Inside Entrance
  • Kitchen Level
  • Garage Faces Rear
  • Workshop In Garage
  • Boat
  • Rv Access Parking

Pool

  • In Ground
  • Outdoor Pool
  • Pool
  • Private

Lot

  • Acreage
  • Agricultural
  • Back Yard
  • Cul De Sac
  • Lawn
  • Landscaped
  • Pasture
  • Pond On Lot
  • Subdivision
  • View: Water

Community

Neighborhood

  • Subdivision: Indian Creek Add #5

Schools

  • District: Commerce ISD
  • Elementary: Williams
  • Middle: Commerce
  • High: Commerce

Financial & listing details

Listing

  • Price per sq ft: $218
  • County: Hunt
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$5,441/mo

Principal & interest
$4,236/mo
Property taxes
$932/mo
Homeowners insurance (est.)
$273/mo
Loan amount
$526,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Shannan Peacock

eXp Realty

888-519-7431

MLS #
21333975

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

Want to buy this home with seller financing?
We can help.

Powered byDoorly

Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

More homes in Commerce