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Financing available

$239,900

3071 Holly Trail East, Holly Lake Ranch, TX 75765

2
beds
1.5
baths
812
sqft

Est. with seller financing: $2,031/mo

  • Single-family
  • Built in 1994
  • 56,628 sq ft lot
  • $295/sqft
  • $182/mo HOA
  • Wood County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

This charming 2BR, 1BA cottage, nestled on 1+ heavily wooded acre, offers privacy and an abundance of shade. The home is strategically oriented northeasterly to enhance the privacy from the road, resulting in a true East Texas retreat. This well-kept home features a comfortable layout with a bright living area with a wood stove, efficient kitchen, and peaceful views from every window. Outside, mature trees surround the property, creating a quiet natural buffer and plenty of room to roam. If you need a space to display your favorite items--no problem: the bedrooms have wall shelving around the perimeter to display all your favorites! Enjoy your morning coffee by stepping out the primary bedroom onto a very private deck. Take in all of the natural surroundings to refresh! Or if it is raining, this home offers a large, screened deck with enormous storage closets. Outdoors, there is no need to go to the Farmer's Market....just take advantage of the multiple garden boxes in the back yard to grow your own veggies! A detached carport provides covered parking, while the detached shop or garage is a standout feature complete with an office and half bath, making it ideal for hobbies, storage, or a home-based business. Not only does the shop have a wood stove but it is on a separate 200amp electric panel to support all of your tools. If you’re looking for a private setting with awesome outbuildings and room to breathe, this property delivers.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • High Speed Internet
  • Open Floorplan
  • Pantry
  • Cable Tv
  • Vaulted Ceilings
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric, Wood Stove
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Linoleum

Appliances

  • Dryer
  • Dishwasher
  • Electric Oven
  • Electric Range
  • Electric Water Heater
  • Refrigerator
  • Vented Exhaust Fan

Fireplace

  • Wood Burning Stove

Laundry

  • Common Area
  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup
  • In Kitchen
  • Stacked

Exterior & lot

Features

  • Deck
  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition, Shingle
  • Foundation: Pillar Post Pier
  • Materials: Wood Siding

Parking

  • Garage spaces: 1
  • Aggregate
  • Circular Driveway
  • Carport
  • Detached Carport
  • Door Single
  • Garage
  • Gravel
  • Heated Garage

Pool

  • Community

Lot

  • Acreage
  • Cul De Sac
  • Irregular Lot
  • Rolling Slope
  • Many Trees
  • Sloped

Community

Neighborhood

  • Subdivision: holly lake ranch

HOA

  • Holly Lake Ranch Association

Schools

  • District: Harmony ISD
  • Elementary: Harmony
  • Middle: Harmony
  • High: Harmony

Financial & listing details

Listing

  • Price per sq ft: $295
  • County: Wood
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,031/mo

Principal & interest
$1,737/mo
Property taxes
Not available
Homeowners insurance (est.)
$112/mo
HOA dues
$182/mo
Loan amount
$215,910
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Your next home may have more than one path to ownership.

Powered byDoorly

Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Mike Dampf, Lone Star Realty - Lake Fork · MLS #21378156 · 903-473-1776

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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