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Financing available

$304,999

309 Banner Avenue, Royse City, TX 75189

4
beds: 2
baths: 2,086
sqft

Est. with seller financing: $3,073/mo

Single-family
Built in 2022
6,229 sq ft lot
$146/sqft
$48/mo HOA
Hunt County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to this spacious four-bedroom, two-bath home. The heart of the home is the oversized kitchen, featuring abundant cabinet and counter space along with a huge center island. The open layout offers generously sized living areas, while the four bedrooms provide flexibility for guests, a home office, or a growing household. Step outside to enjoy the large backyard, highlighted by an attractive brick retaining wall and plenty of space for outdoor dining, entertaining, pets, or play. Located in a desirable community with access to a neighborhood pool, walking trails, and parks, this home also offers convenient proximity to shopping, restaurants, and everyday necessities.

Facts & features

Interior

Features

Kitchen Island
Open Floorplan

Appliances

Gas Oven
Microwave
Washer

Exterior & lot

Construction

Style: Detached
Stories: 1

Parking

Garage spaces: 2
Driveway

Community

Neighborhood

Subdivision: Valor Farms Ph 2

HOA

Essex HOA Management

Schools

District: Royse City ISD
Elementary: Davis
Middle: Ouida Baley
High: Royse City

Financial & listing details

Listing

Price per sq ft: $146
County: Hunt
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,073/mo

Down payment10% ($30,500)10%20%

See If You Qualify

Principal & interest: $2,209/mo
Property taxes: $674/mo
Homeowners insurance (est.): $142/mo
HOA dues: $48/mo

Loan amount: $274,499
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Joseph Felling

Coldwell Banker Realty

214-828-4300

MLS #: 21340169

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

Want to buy this home with seller financing?
We can help.

Powered byDoorly

Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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