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Financing available

$479,990

309 Lakewood Drive, Waxahachie, TX 75165

3
beds
2
baths
1,828
sqft

Est. with seller financing: $4,296/mo

  • Single-family
  • Built in 1986
  • 9,104 sq ft lot
  • $263/sqft
  • Ellis County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Lakefront Living on Lake Waxahachie — This recently updated 3-bedroom, 2-bath home puts you steps from the water with your own large covered dock for fishing, swimming, and boating. Inside, vaulted ceilings with exposed wood beams and a wood-burning fireplace set the tone for a space that feels both open and warm. The kitchen features granite countertops, a center island with seating, and modern finishes throughout. A charming loft built into one of the bedrooms adds character and flexible space. Outside is where this property truly shines. The fully fenced backyard is shaded by mature trees and leads down to the lake, creating a private retreat you won't find anywhere else at this price point. Gather around the impressive stone fire pit for evening breezes and stunning Texas sunsets over the water. The sloped yard is perfect for outdoor fun, and the 420-square-foot bunkhouse gives you dedicated space for guests, a workshop, or a home office. Recently updated interior plus a new roof and a new aerobic septic system—two major-ticket items already handled for you. Located in a quiet, low-traffic neighborhood in Waxahachie, you're just minutes from Highway 77 and I-35 for easy access to anything in DFW. Whether it's a weekend lake house, a full-time home, or an investment property, this one checks every box. Pictures don't do it justice—come see it for yourself!

Facts & features

Interior

Features

  • Double Vanity
  • Granite Counters
  • Kitchen Island
  • Loft
  • Open Floorplan
  • Vaulted Ceilings

Heating & cooling

  • Heating: Central
  • Cooling: Central Air

Flooring

  • Ceramic Tile

Appliances

  • Dishwasher
  • Electric Range

Fireplace

  • Fireplaces: 1
  • Wood Burning

Exterior & lot

Features

  • Dock
  • Storage
  • Fire Pit

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Attached Carport
  • Circular Driveway

Lot

  • Many Trees
  • Waterfront

Community

Neighborhood

  • Subdivision: Lake Shore Acrs-Rev

Schools

  • District: Waxahachie ISD
  • Elementary: Oliver Clift
  • Middle: Howard
  • High: Waxahachie

Financial & listing details

Listing

  • Price per sq ft: $263
  • County: Ellis
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,296/mo

Principal & interest
$3,476/mo
Property taxes
$596/mo
Homeowners insurance (est.)
$224/mo
Loan amount
$431,991
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Your next home may have more than one path to ownership.

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Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Neil Clements, Keller Williams Realty · MLS #21253275 · 972-938-2222

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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