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Financing available

$385,000

3103 Goldfinch Drive, Royse City, TX 75189

4
beds
3.5
baths
2,657
sqft

Est. with seller financing: $3,014/mo

  • Single-family
  • Built in 2026
  • 6,098 sq ft lot
  • $145/sqft
  • $46/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

MLS# 21394272 - Built by RockWell Homes - Ready Now! ~ Rates Starting as Low as 2.99%*. New two-story home Republic plan, designed to seamlessly blend contemporary style with functional living spaces. This thoughtfully crafted home offers 4 bedrooms, 3 full bathrooms, 1 half bathroom, a dedicated home office space, and a flexible layout ideal for growing families or those who enjoy extra room to live, work, and entertain. The home includes a 2-car garage, striking full brick exterior, covered patio, open rail at rake, and dual-pane energy-efficient windows for enhanced comfort and long-term savings. The open-concept design places the living, kitchen, and dining areas at the rear of the home for improved privacy, flow, and connectivity, highlighted by soaring ceilings that elevate the entire space. The kitchen is a chef’s dream, featuring a spacious island with bar stool seating, luxury solid surface countertops, stainless steel appliances, gas range, dishwasher, microwave, and ceramic tile backsplash. An undermount sink with Delta faucet, 42-inch cabinetry, and a large walk-in pantry provide both elevated style and practical storage. The main living area is filled with natural light from multiple dual-pane windows and enhanced by soaring ceilings, creating an open and welcoming atmosphere with an optional gas fireplace for added warmth and ambiance. The primary suite is conveniently located on the first floor, offering a private retreat with a garden tub, ceramic tile shower with glass enclosure, dual sink vanity with solid surface countertops, premium Delta fixtures, private water closet, towel bars, and a spacious walk-in closet. Upstairs, the secondary bedrooms each feature walk-in closets and are centered around a versatile gameroom that adds additional living and entertainment space. The secondary bathroom includes ceramic tile flooring, a ceramic tile tub - shower surround, upgraded cabinetry, luxury countertops, Delta faucets, towel bars,

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Loft
  • Open Floorplan
  • Pantry
  • Smart Home
  • Cable Tv
  • Vaulted Ceilings
  • Wired For Data
  • Walk In Closets
  • Wired For Sound

Heating & cooling

  • Heating: Central, Energy Star Acca Rsi Qualified Installation, Energy Star Qualified Equipment, Fireplaces, Humidity Control, Natural Gas, Zoned
  • Cooling: Central Air, Ceiling Fans, Electric, Energy Star Qualified Equipment, Humidity Control, Zoned

Flooring

  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Plank
  • Tile

Appliances

  • Some Gas Appliances
  • Dishwasher
  • Electric Oven
  • Gas Cooktop
  • Disposal
  • Gas Oven
  • Gas Range
  • Gas Water Heater
  • Microwave
  • Plumbed For Gas
  • Tankless Water Heater
  • Vented Exhaust Fan

Fireplace

  • Insert

Laundry

  • Washer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Awnings
  • Lighting
  • Private Entrance
  • Private Yard
  • Rain Gutters

Construction

  • Style: Craftsman, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick, Rock, Stone

Parking

  • Garage spaces: 2
  • Door Single
  • Garage Faces Front
  • Garage
  • Garage Door Opener
  • On Street

Pool

  • Community

Lot

  • Back Yard
  • Corner Lot
  • Lawn
  • Landscaped
  • Subdivision
  • Sprinkler System
  • Few Trees

Community

Neighborhood

  • Subdivision: Creekside

HOA

  • Neighborhood Management

Schools

  • District: Royse City ISD
  • Elementary: Sara Moss
  • Middle: Ouida Baley
  • High: Royse City

Financial & listing details

Listing

  • Price per sq ft: $145
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,014/mo

Principal & interest
$2,788/mo
Property taxes
Not available
Homeowners insurance (est.)
$180/mo
HOA dues
$46/mo
Loan amount
$346,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Ben Caballero

HomesUSA.com

888-872-6006

MLS #
21394272

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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