HFPHome Finance
Partner
Powered byDoorly
1 / 25
Financing available

$440,000

3104 Lenten Rose Lane, McKinney, TX 75071

3
beds
2
baths
1,613
sqft

Est. with seller financing: $3,667/mo

  • Single-family
  • Built in 2024
  • 4,400 sq ft lot
  • $273/sqft
  • $90/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

Powered byDoorly

About this home

Why wait to build when you can enjoy this beautifully upgraded, move-in-ready home in McKinney’s sought-after Painted Tree community? Built in 2024 and featuring more than $64,000 in builder and after-purchase upgrades, this thoughtfully designed single-story home offers over 1,600 square feet with 3 bedrooms, 2 full bathrooms, a dedicated office, and a 2-car garage with an EV charger. The open-concept living, dining, and kitchen areas feature upgraded luxury vinyl plank flooring and stylish lighting, creating an inviting space for everyday living and entertaining. The kitchen showcases leathered quartz countertops, Graphite-stained Shaker cabinetry, an upgraded backsplash, and a GE Profile stainless steel appliance package with a 36-inch gas cooktop, built-in convection oven, microwave, custom vent hood, and dishwasher. The large single-bowl undermount stainless steel sink includes a protective screen. Retreat to the spacious primary suite with a beautifully appointed bath featuring a separate soaking tub and shower, upgraded tile surround, stainless fixtures, and brushed-nickel finishes. The secondary bathroom offers a walk-in shower with distinctive fluted tile. Additional features include motorized roller shades in the living and dining areas, Roman shades throughout the remaining windows, a tankless water heater, full-yard sprinkler system, ceiling fans, upgraded lighting fixtures, 8-foot interior doors, smart Wi-Fi front-door lock, and a finished garage interior. Located in McKinney ISD, this exceptional home combines the benefits of newer construction with upgrades already completed and ready to enjoy!

Facts & features

Interior

Features

  • Built In Features
  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Smart Home
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Central
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Plank

Appliances

  • Some Gas Appliances
  • Built In Gas Range
  • Dishwasher
  • Gas Cooktop
  • Disposal
  • Gas Oven
  • Gas Range
  • Microwave
  • Plumbed For Gas
  • Refrigerator
  • Tankless Water Heater
  • Vented Exhaust Fan

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Gas Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab

Parking

  • Garage spaces: 2
  • Alley Access
  • Concrete
  • Door Single
  • Driveway
  • Electric Vehicle Charging Stations
  • Garage
  • Garage Door Opener
  • Inside Entrance
  • Lighted
  • Garage Faces Rear

Pool

  • Community

Lot

  • Interior Lot
  • Landscaped
  • Subdivision
  • Sprinkler System
  • Few Trees

Community

Neighborhood

  • Subdivision: Painted Tree Vlg South Ph 2

HOA

  • Painted Tree Community Association

Schools

  • District: McKinney ISD
  • Elementary: Minshew
  • Middle: Dowell
  • High: Mckinney Boyd

Financial & listing details

Listing

  • Price per sq ft: $273
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,667/mo

Principal & interest
$3,186/mo
Property taxes
$186/mo
Homeowners insurance (est.)
$205/mo
HOA dues
$90/mo
Loan amount
$396,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Want to buy this home with seller financing?
We can help.

Powered byDoorly

Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Kristen Babovec, Coldwell Banker Apex, REALTORS · MLS #21400350 · 972-727-3377

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

More homes in McKinney