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Financing available

$425,000

3109 Mountcross Road, Mesquite, TX 75181

4
beds
3
baths
2,435
sqft

Est. with seller financing: $4,203/mo

  • Single-family
  • Built in 2022
  • 5,576 sq ft lot
  • $175/sqft
  • $50/mo HOA
  • Dallas County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Some homes just work, and this is one of them. The layout is thoughtful, the spaces are generous, and the location puts you right in the middle of everything the DFW Metroplex has to offer. The open main level sets the tone immediately with a center island, breakfast bar, recessed lighting, and a spacious pantry anchor a kitchen that was built for real life. Tile flooring flows through the kitchen, bathrooms, living, and dining areas, while marble countertops add an elevated, polished touch. The kitchen is further upgraded with a venthood that flows outside and the stove conveys. The living, dining, and kitchen spaces flow together naturally. Built-in window benches in the bedroom and living room add a charming and functional touch that sets this home apart. The main level primary suite is a private retreat with an ensuite bath featuring a separate tub and shower. Two additional secondary bedrooms and a conveniently located main level laundry room complete the main floor beautifully. Head upstairs and the home keeps delivering. A loft adds a versatile second living space, and a private fourth bedroom with its own full bath is the kind of bonus that makes this home work for every lifestyle. Additional upgrades include gutters around the entire home, a whole home water treatment system, and a French drainage system. Out back, the covered rear patio and fenced backyard give you the private outdoor space to enjoy everything Texas has to offer. Situated at the crossroads of I-30, I-635, I-20, and US-80, Mesquite is one of the most connected cities in the entire Metroplex. Downtown Dallas is just 15 miles away, Town East Mall and dining are minutes from the front door, and the Mesquite Championship Rodeo is right around the corner. Zoned to Mesquite ISD. Come and tour this home today! Current interest rate may be assumable. Discounted rate options and no lender fee future refinancing may be available for qualified buyers of this home

Facts & features

Interior

Features

  • Eat In Kitchen
  • Kitchen Island
  • Loft
  • Open Floorplan
  • Pantry
  • Walk In Closets

Heating & cooling

  • Heating: Central
  • Cooling: Central Air, Ceiling Fans

Flooring

  • Carpet
  • Tile

Appliances

  • Dishwasher
  • Gas Range
  • Microwave

Laundry

  • Common Area

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Driveway
  • Garage Faces Front
  • Garage

Pool

  • Community

Lot

  • Interior Lot
  • Subdivision

Community

Neighborhood

  • Subdivision: Ridge Ranch Ph Four

HOA

  • Vision Community Management, LLC

Schools

  • District: Mesquite ISD
  • Elementary: Achziger
  • Middle: Dr Don Woolley
  • High: Horn

Financial & listing details

Listing

  • Price per sq ft: $175
  • County: Dallas
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,203/mo

Principal & interest
$3,078/mo
Property taxes
$877/mo
Homeowners insurance (est.)
$198/mo
HOA dues
$50/mo
Loan amount
$382,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Renae Goines

Orchard Brokerage

844-515-9880

MLS #
21343759

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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