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Financing available

$379,900

312 W 8th Street, Ferris, TX 75125

3
beds
2.5
baths
2,230
sqft

Est. with seller financing: $3,088/mo

  • Single-family
  • Built in 1889
  • 13,721 sq ft lot
  • $170/sqft
  • Ellis County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Charming Historic Home with Modern Updates in Downtown Ferris. Step back in time while enjoying the comforts of modern living in this stunning 3-bedroom, 2.5-bath home, built in 1889 and once serving as the boarding house for the original Ferris train depot. Rich in character, this home features a variety of original details, including gorgeous pocket doors, wood floors in the entryway, clawfoot tubs, and the original doors from the depot that open to the back deck and wrap-around porch, offering a perfect spot for entertaining and relaxation in the hot tub. The home has been thoughtfully updated with brand-new LVP flooring throughout, as well as all-new plumbing & electrical wiring. One HVAC system was just replaced in June 2025, & the roof—both architectural shingle and metal—was fully replaced in 2024, ensuring peace of mind for years to come. Double-hung, double-insulated windows throughout add to the home’s energy efficiency, while the water heater was replaced in 2021. This home sits on a generous corner lot of nearly one-third of an acre, located just a stone’s throw from downtown Ferris, offering both convenience & tranquility. Enjoy the beauty of the outdoors with a new fence, a spacious outdoor shed with power, & a 3-car carport equipped with electricity. The custom pantry pull-out drawers in the kitchen make for an organized and functional cooking space, while the gas fireplace, complete with battery backup in case of power loss, adds a cozy touch to the living room. Primary suite features double closets & an ensuite bath with separate shower & dual sinks. Embrace the blend of historic charm and contemporary amenities—schedule a tour of this unique property today!

Facts & features

Interior

Features

  • Built In Features
  • Double Vanity
  • Granite Counters
  • High Speed Internet
  • Pantry
  • Paneling Wainscoting
  • Cable Tv
  • Natural Woodwork
  • Walk In Closets
  • Wired For Sound

Heating & cooling

  • Heating: Central, Fireplaces, Natural Gas
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Luxury Vinyl Plank
  • Wood

Appliances

  • Some Gas Appliances
  • Dishwasher
  • Disposal
  • Gas Range
  • Gas Water Heater
  • Microwave
  • Plumbed For Gas

Fireplace

  • Fireplaces: 1
  • Gas Log
  • Living Room

Exterior & lot

Features

  • Lighting
  • Private Yard
  • Rain Gutters
  • Storage

Construction

  • Style: Craftsman, Detached
  • Stories: 2
  • Roof: Composition, Metal, Mixed, Shingle
  • Foundation: Pillar Post Pier
  • Materials: Fiber Cement

Parking

  • Carport
  • Detached Carport
  • Driveway
  • Side By Side

Lot

  • Back Yard
  • Corner Lot
  • Lawn
  • Landscaped
  • Few Trees

Community

Neighborhood

  • Subdivision: O T Ferris-Rev

Schools

  • District: Ferris ISD
  • Elementary: McDonald
  • Middle: Ferris
  • High: Ferris

Financial & listing details

Listing

  • Price per sq ft: $170
  • County: Ellis
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,088/mo

Principal & interest
$2,751/mo
Property taxes
$160/mo
Homeowners insurance (est.)
$177/mo
Loan amount
$341,910
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Your next home may have more than one path to ownership.

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Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Windy Zabojnik, The Real Estate Company · MLS #21292658 · 956-630-5959

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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