HFPHome Finance
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Financing available

$447,500

314 Houston Street, Cedar Hill, TX 75104

4
beds
3
baths
2,646
sqft

Est. with seller financing: $4,421/mo

  • Single-family
  • Built in 1983
  • 20,255 sq ft lot
  • $169/sqft
  • Dallas County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Finally… something different! Welcome to 314 Houston St., where Old Town Cedar Hill charm meets space, privacy, and personality on nearly half an acre. This 4-bedroom, 3-bath home isn't interested in being cookie-cutter—and that's exactly the point. The primary suite is conveniently located downstairs, while an additional downstairs space with a private entrance offers incredible flexibility for guests, multi-generational living, a home office, or a private retreat. And then there's the library. Not a corner of another room pretending to be one—a corner library. Grab a book, handle business, or simply enjoy having a space that's completely your own. Upstairs you'll find two generously sized bedrooms and another full bath, giving everyone room to spread out. Throughout the home, 2-inch blinds add a clean, finished touch. Outside, the property keeps delivering. A detached 2-car garage provides parking and additional possibilities, while an electric privacy gate extends from the rear entry toward the front of the property near the garage and operates by remote—because privacy and convenience should absolutely go together. With approximately 0.465 acres, there's room to breathe, entertain, garden, play, or simply enjoy having a little more space between you and the neighbors. And the location? You're tucked into the charm of Old Town Cedar Hill with local restaurants, coffee, shopping, and everyday conveniences nearby. Dinner out, a Saturday morning coffee run, or an evening close to home doesn't have to mean heading across the Metroplex. 314 Houston St. isn't trying to look like every other house—and we think that's one of its best features. Buyer and Buyer's Agent to independently verify all information, including but not limited to square footage, room dimensions, lot size, schools, taxes, zoning, restrictions, features, and all other property information. Information is deemed reliable but not guaranteed.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • Granite Counters
  • In Law Floorplan
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Attic Fan, Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Ceramic Tile
  • Wood

Appliances

  • Built In Refrigerator
  • Dishwasher
  • Electric Range
  • Disposal

Fireplace

  • Fireplaces: 1
  • Gas Log
  • Gas Starter
  • Masonry
  • Wood Burning

Laundry

  • Laundry In Utility Room

Exterior & lot

Features

  • Deck
  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Pillar Post Pier
  • Materials: Vinyl Siding

Parking

  • Garage spaces: 2
  • Additional Parking
  • Electric Gate
  • Garage Faces Front

Lot

  • Back Yard
  • Interior Lot
  • Lawn
  • Landscaped
  • Few Trees

Community

Neighborhood

  • Subdivision: Town Cedar Hill Original Of

Schools

  • District: Cedar Hill ISD
  • Elementary: Lakeridge
  • Middle: Permenter
  • High: Cedar Hill

Financial & listing details

Listing

  • Price per sq ft: $169
  • County: Dallas
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,421/mo

Principal & interest
$3,241/mo
Property taxes
$971/mo
Homeowners insurance (est.)
$209/mo
Loan amount
$402,750
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Jayne Hilburn-Mendoza

NextHome NTX LUXE LIVING

972-713-6477

MLS #
21362926

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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