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Financing available

$339,450

316 Mercer Drive, Josephine, TX 75173

4
beds
3
baths
2,320
sqft

Est. with seller financing: $3,268/mo

  • Single-family
  • Built in 2024
  • 8,407 sq ft lot
  • $146/sqft
  • $50/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

This move-in ready Astoria Home offers the perfect blend of quality craftsmanship, modern updates, and small-town charm. This stunning brick and stone residence showcases hand-scraped hardwood floors, decorative kitchen backsplash, quality tile finishes, thoughtful bedroom storage, and a beautiful stone fireplace—all enhanced by abundant natural light from oversized windows throughout. The thoughtfully designed floor plan features a spacious primary suite on the main level, privately situated at the rear of the home with views of a mature shade tree in the backyard. Two additional downstairs bedrooms share a full bath, while the open-concept kitchen provides the ideal gathering space with a large center island and BRAND-NEW stainless appliances, including a range, dishwasher, microwave, and refrigerator. Upstairs, you'll find a versatile second living area or game room, along with a generously sized bedroom and full bath—perfect for guests, multigenerational living, or a private retreat. The oversized two-car garage includes additional storage beneath the stairs and is complemented by a premium garage door. Recent upgrades provide peace of mind, including a BRAND-NEW HVAC system, water heater, and blinds. Located in the charming DeBerry Heritage subdivision, this home offers a peaceful escape from the Metroplex while remaining conveniently close to shopping, dining, and entertainment, with easy access to Interstate 30. The property is located within Community Independent School District, Students benefit from access to modern educational facilities, including a new elementary school completed in 2024. Enjoy the benefits of country-style living without the added expense of PID or MUD taxes. Don't miss this exceptional opportunity—schedule your private tour today!

Facts & features

Interior

Features

  • Built In Features
  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Eat In Kitchen
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk In Closets

Heating & cooling

  • Heating: Central
  • Cooling: Central Air

Flooring

  • Carpet
  • Ceramic Tile
  • Hardwood

Appliances

  • Dishwasher
  • Electric Range
  • Disposal
  • Refrigerator

Fireplace

  • Fireplaces: 1
  • Living Room
  • Stone
  • Wood Burning

Laundry

  • Laundry In Utility Room

Exterior & lot

Features

  • Lighting
  • Private Yard
  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick, Stone Veneer

Parking

  • Garage spaces: 2
  • Additional Parking
  • Direct Access
  • Garage Faces Front
  • Garage
  • Garage Door Opener

Lot

  • Sprinkler System

Community

Neighborhood

  • Subdivision: Deberry Heritage

HOA

  • Louie One

Schools

  • District: Community ISD
  • Elementary: Mildred B. Ellis
  • Middle: Leland Edge
  • High: Community

Financial & listing details

Listing

  • Price per sq ft: $146
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,268/mo

Principal & interest
$2,458/mo
Property taxes
$602/mo
Homeowners insurance (est.)
$158/mo
HOA dues
$50/mo
Loan amount
$305,505
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of Jessie Gosdin, Quality Choice Solutions, LLC · MLS #21321588 · 855-727-4255

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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