HFPHome Finance
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Financing available

$325,000

318 Laurel Lane, Fate, TX 75087

3
beds
2
baths
1,641
sqft

Est. with seller financing: $2,934/mo

  • Single-family
  • Built in 2009
  • 6,621 sq ft lot
  • $198/sqft
  • $39/mo HOA
  • Rockwall County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Are you searching for the perfect first home to start a family, are you looking to downsize without sacrificing comfort, or maybe you're dreaming of relaxing by your own swimming pool during those long Texas summers, this charming home in the desirable Spring Meadows neighborhood of Fate, Texas has something for everyone. Bring your decorating ideas and make this inviting three-bedroom, two-bath home your very own. Step inside and you'll appreciate the easy maintenance of solid-surface flooring that extends throughout most of the home. The kitchen is well-equipped with granite countertops, a stainless steel refrigerator, and a stainless steel electric range with a built-in microwave—making meals both convenient and enjoyable. The home's living room features a cozy wood-burning fireplace, creating the perfect gathering place on cool Texas evenings. The cozy primary suite offers a peaceful retreat and features a bathroom with a walk-in shower and quartz vanity top. A standout feature the home also has is a climate-controlled sunroom that provides year-round enjoyment and overlooks your own backyard oasis complete with a refreshing swimming pool. Whether you're entertaining guests, enjoying your morning coffee, or simply unwinding after a long day, this entertaining space is designed for making lasting memories. The neighborhood offers a scenic lake, playground and walking trails. The home is conveniently located less than a mile from downtown Fate, where you'll enjoy easy access to local shops, restaurants, parks, and community events while still experiencing the quiet charm of Fate and the Spring Meadows neighborhood. Don't miss your opportunity to make this wonderful home your own. Call your agent for a showing today and discover everything this Spring Meadows gem has to offer.

Listing courtesy of Jerry Hitt, DIY Realty · MLS #21422309 · 817-765-6109

Facts & features

Interior

Features

  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric, Fireplaces
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Laminate
  • Linoleum

Appliances

  • Dryer
  • Dishwasher
  • Electric Oven
  • Electric Range
  • Electric Water Heater
  • Disposal
  • Microwave
  • Refrigerator
  • Washer

Fireplace

  • Fireplaces: 1
  • Living Room
  • Wood Burning

Laundry

  • Washer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Asphalt, Shingle
  • Foundation: Slab
  • Materials: Brick, Wood Siding

Parking

  • Garage spaces: 2
  • Concrete
  • Driveway

Pool

  • Fiberglass
  • Heated
  • In Ground
  • Outdoor Pool
  • Pool
  • Pool Sweep
  • Water Feature

Lot

  • Landscaped
  • Few Trees

Community

Neighborhood

  • Subdivision: Spring Meadow Ph 2

HOA

  • Fate Spring Meadows Association

Schools

  • District: Royse City ISD
  • Elementary: Harry Herndon
  • Middle: Bobby Summers
  • High: Royse City

Financial & listing details

Listing

  • Price per sq ft: $198
  • County: Rockwall
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,934/mo

Principal & interest
$2,354/mo
Property taxes
$389/mo
Homeowners insurance (est.)
$152/mo
HOA dues
$39/mo
Loan amount
$292,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

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A traditional mortgage isn't the only way. Self-employed, lower credit, ITIN, or turned down before? You may have another option.

Offered by HFP, powered by Doorly, only on this site, not by the seller or listing agent. Subject to underwriting and approval.

Get Pre-Qualified

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

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