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Financing available

$395,000

320 Midnight Shadow, Stephenville, TX 76401

3
beds
2
baths
1,625
sqft

Est. with seller financing: $3,503/mo

  • Single-family
  • Built in 2009
  • 7,492 sq ft lot
  • $243/sqft
  • Erath County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Charming brick home built in 2009 featuring 3 bedrooms, 2 bathrooms, and a desirable split-bedroom floor plan. The inviting living area offers a cozy wood-burning fireplace and an open layout that flows seamlessly into the kitchen. The kitchen features built-in appliances, a center island, ample cabinet space, and plenty of natural light from the abundance of windows. Primary Bedroom features a built in safe and large bathroom with double closets, garden bathtub, walk in shower, and dual sinks. Each bedroom offers a nicely sized closet, providing plenty of storage throughout the home. Additional features include a 2-car garage, wooden privacy-fenced backyard, brick mailbox, and a covered back porch—perfect for relaxing or entertaining outdoors. This well-designed home offers comfort, functionality, and a welcoming layout. Schedule your showing today!

Facts & features

Interior

Features

  • Built In Features
  • Decorative Designer Lighting Fixtures
  • Granite Counters
  • Pantry
  • Walk In Closets

Heating & cooling

  • Heating: Central
  • Cooling: Central Air

Flooring

  • Tile
  • Vinyl

Appliances

  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Electric Water Heater
  • Microwave

Fireplace

  • Fireplaces: 1
  • Wood Burning

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Asphalt

Community

Neighborhood

  • Subdivision: Ridgeview Estate

Schools

  • District: Stephenville ISD
  • Elementary: Central
  • Middle: Gilbert,Stephenvil
  • High: Stephenvil

Financial & listing details

Listing

  • Price per sq ft: $243
  • County: Erath
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,503/mo

Principal & interest
$2,860/mo
Property taxes
$459/mo
Homeowners insurance (est.)
$184/mo
Loan amount
$355,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Josey Key

Majestic Realty Group

254-413-5445

MLS #
21398288

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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