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Financing available

$545,000

320 Rustic Oaks, Combine, TX 75159

4
beds
3.5
baths
3,404
sqft

Est. with seller financing: $5,223/mo

  • Single-family
  • Built in 2000
  • 41,382 sq ft lot
  • $160/sqft
  • Kaufman County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

1% lender credit offered using Lauren Vazquez with MPA Homes Loans! Roof replaced on November 15, 2025. Welcome to your dream home, that offers a timeless and durable aesthetic, combining classic charm with low maintenance! This beautiful home features 2 primary suites both with ensuite bathrooms featuring a jetted bathtub and separate shower! Outside, shade trees provide a serene backdrop and a natural canopy, ideal for leisurely afternoons. The large backyard is a versatile space, perfect for gardening, entertaining, or simply enjoying the outdoors. Imagine stepping into a cozy haven with a gas fireplace, perfect for gathering around on chilly evenings. The eat-in kitchen serves as the heart of the home, where family and friends can enjoy meals together, fostering a sense of connection. Adjacent to this, a formal dining room provides an elegant space for special occasions and entertaining guests. The family room includes cabinets, a mini fridge, a sink and a space next to the cabinets that you could add a small stove. It offers a welcoming atmosphere for relaxing and spending quality time, or can be used as a mother-in-law suite, guest quarters or man cave. The office can serve as a flex space to suit your needs. Inside, walk-in closets offer ample storage, ensuring that everything has its place, contributing to an organized and clutter-free environment. This home has so much to offer and is not just a place to live; it's a sanctuary that caters to comfort and lifestyle. Buyer and Buyers agent to verify all information.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • Kitchen Island
  • Pantry
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric, Fireplaces
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Laminate
  • Tile

Appliances

  • Dishwasher
  • Disposal
  • Gas Range
  • Microwave

Fireplace

  • Fireplaces: 1
  • Gas

Laundry

  • Laundry In Utility Room

Exterior & lot

Features

  • Lighting
  • Outdoor Living Area

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Pillar Post Pier
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Attached Carport
  • Covered
  • Driveway
  • Electric Gate
  • Garage
  • Gated
  • Lighted
  • Garage Faces Side

Lot

  • Back Yard
  • Corner Lot
  • Lawn
  • Landscaped
  • Many Trees

Community

Neighborhood

  • Subdivision: Elizabeth crane

Schools

  • District: Crandall ISD
  • Elementary: Wilson
  • Middle: Crandall
  • High: Crandall

Financial & listing details

Listing

  • Price per sq ft: $160
  • County: Kaufman
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$5,223/mo

Principal & interest
$3,947/mo
Property taxes (est.)
$1,022/mo
Homeowners insurance (est.)
$254/mo
Loan amount
$490,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are estimated at 2.25% of the price because this listing has no full-year tax amount (common for new construction); actual taxes may differ and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Mandi Melton, Texas Premier Realty North Cen · MLS #20969831 · 972-877-1996

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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