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Financing available

$295,000

3204 Clear Creek Drive, Royse City, TX 75189

4
beds
2
baths
1,937
sqft

Est. with seller financing: $2,962/mo

  • Single-family
  • Built in 2018
  • 6,316 sq ft lot
  • $152/sqft
  • $56/mo HOA
  • Hunt County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome home to this gorgeous 4-bedroom, 2-bathroom property, beautifully maintained inside and out! From the moment you arrive, you’ll appreciate the beautifully landscaped front and backyard, covered front porch, gutters, and full sprinkler system. Step inside to an inviting open-concept floor plan filled with natural light, perfect for both everyday living and entertaining. The spacious kitchen is the heart of the home, featuring quartz countertops, a large center island, stainless steel appliances, and plenty of workspace and storage. Retreat to the spacious primary bedroom with a private ensuite bath featuring dual sinks, a large walk-in shower, and generous walk-in closet. Three additional bedrooms provide plenty of space for family, guests, a home office, or flex space. Enjoy relaxing mornings on the covered front porch or unwind in the beautifully landscaped backyard from the covered back porch. With thoughtful features throughout and impressive curb appeal, this home offers the perfect combination of comfort, style, and functionality. Come see all this beautiful home has to offer!

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Eat In Kitchen
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Cable Tv
  • Walk In Closets

Flooring

  • Carpet
  • Luxury Vinyl Plank

Appliances

  • Dishwasher
  • Electric Range
  • Electric Water Heater
  • Disposal
  • Ice Maker
  • Microwave
  • Vented Exhaust Fan

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Rain Gutters

Construction

  • Style: Detached
  • Stories: 1
  • Roof: Composition
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Door Multi
  • Driveway
  • Garage Faces Front
  • Garage
  • Garage Door Opener
  • Outside
  • On Street

Lot

  • Landscaped

Community

Neighborhood

  • Subdivision: Union Square Ph 1

HOA

  • Assured Management

Schools

  • District: Royse City ISD
  • Elementary: Fort
  • Middle: Ouida Baley
  • High: Royse City

Financial & listing details

Listing

  • Price per sq ft: $152
  • County: Hunt
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,962/mo

Principal & interest
$2,136/mo
Property taxes
$632/mo
Homeowners insurance (est.)
$138/mo
HOA dues
$56/mo
Loan amount
$265,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Your next home may have more than one path to ownership.

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Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Emily Bowen, Ebby Halliday, REALTORS · MLS #21354730 · 972-771-8163

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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