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Financing available

$327,000

3204 N 31st Street, Waco, TX 76708

3
beds
2
baths
2,114
sqft

Est. with seller financing: $3,134/mo

  • Single-family
  • Built in 1950
  • 20,186 sq ft lot
  • $155/sqft
  • McLennan County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to this beautifully updated, classic brick home situated on a generous corner lot spanning nearly half an acre. Boasting approximately 2,100 square feet of thoughtfully designed living space, this property offers 3 bedrooms, 2 bathrooms, and a versatile bonus room that makes an ideal den or second living area. Major updates provide ultimate peace of mind, featuring a brand new roof, a new HVAC system, and energy-efficient spray foam insulation. Step inside to discover gorgeous, restored hardwood floors that add timeless character and warmth, complementing an open-concept flow with abundant natural light and modern finishes throughout. The stunning kitchen features crisp white cabinetry, sleek dark countertops, a stylish marble-look backsplash, a center prep island, and a stainless steel gas range with a contemporary vent hood. Both bathrooms have been fully updated with spa-like custom tile surrounds, and modern vanities. The exterior is equally impressive, offering exceptional convenience with both a front driveway and a rear driveway leading to a large two-car carport. The expansive backyard is fully enclosed by a privacy fence, creating a secure outdoor retreat for relaxing, entertaining, or play. To make this incredible home even more appealing, the seller is willing to cover up to $8,000 of the buyer's closing costs! Combining modern efficiency, space, and a prime location, this turnkey property is ready for its next owner. Schedule your tour today!

Listing courtesy of David Santibanez, CIF Real Estate Services, Inc. · MLS #21423209 · 254-752-5885

Facts & features

Interior

Features

  • Granite Counters

Heating & cooling

  • Heating: Central
  • Cooling: Central Air, Electric

Flooring

  • Hardwood
  • Luxury Vinyl Plank

Appliances

  • Gas Range

Fireplace

  • Fireplaces: 1
  • Electric
  • Living Room

Exterior & lot

Construction

  • Style: Detached
  • Stories: 1

Parking

  • Concrete
  • Covered
  • Driveway

Community

Neighborhood

  • Subdivision: BRAYWOOD PLACE

Schools

  • District: Waco ISD
  • Elementary: Mountainview
  • Middle: Tennyson
  • High: Waco

Financial & listing details

Listing

  • Price per sq ft: $155
  • County: McLennan
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,134/mo

Principal & interest
$2,368/mo
Property taxes (est.)
$613/mo
Homeowners insurance (est.)
$153/mo
Loan amount
$294,300
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are estimated at 2.25% of the price because this listing has no full-year tax amount (common for new construction); actual taxes may differ and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way. Self-employed, lower credit, ITIN, or turned down before? You may have another option.

Offered by HFP, powered by Doorly, only on this site, not by the seller or listing agent. Subject to underwriting and approval.

Get Pre-Qualified

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

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