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$295,000

321 Magnolia Drive, Fate, TX 75087

3
beds
2
baths
2,099
sqft

Est. with seller financing: $2,820/mo

  • Single-family
  • Built in 2005
  • 5,706 sq ft lot
  • $141/sqft
  • $60/mo HOA
  • Rockwall County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Space, flexibility and a great floor plan come together at 321 Magnolia Drive in the established Woodcreek community of Fate. This single story home offers 3 bedrooms, 2 bathrooms and 2,099 square feet with multiple living and dining spaces. At the front of the home, a dedicated dining room sits alongside a second family room that can remain an open living space or easily be converted into a private office with added framing and French doors. The spacious main family room features vaulted ceilings, great natural light and a wood burning brick fireplace with gas starter, creating a comfortable gathering space. The kitchen opens to the living area and features a breakfast bar, stainless steel appliances, plenty of cabinetry and pantry storage, along with a separate breakfast area for casual dining. The primary suite offers a large walk in closet, dual sinks, garden tub and separate shower. Between the two secondary bedrooms is a versatile bonus room, perfectly positioned for a playroom, second office, game room or additional flex space. The separate laundry room adds even more functionality with a utility sink and space for an additional refrigerator or freezer. Outside, enjoy a backyard patio with room for grilling, relaxing or creating your own outdoor setup. A large shade tree adds character to the front yard and complements the classic brick exterior. Additional updates include a roof replaced approximately three years ago, HVAC Condenser replaced in 2022 and a water heater replaced in 2024. Woodcreek residents enjoy an impressive list of amenities including three community pools, clubhouse, fitness centers, four pickleball courts, dog parks, playgrounds, ponds, putting green and miles of walking trails. Convenient access to I 30, Lake Ray Hubbard, shopping and dining makes this a home that delivers both space and everyday convenience.

Facts & features

Interior

Features

  • Built In Features
  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Eat In Kitchen
  • High Speed Internet
  • Pantry
  • Cable Tv
  • Wired For Data
  • Walk In Closets

Heating & cooling

  • Heating: Central, Natural Gas
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Ceramic Tile

Appliances

  • Dishwasher
  • Electric Range
  • Disposal
  • Gas Water Heater
  • Microwave

Fireplace

  • Fireplaces: 1
  • Gas Starter
  • Living Room
  • Masonry
  • Wood Burning

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Lighting
  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Concrete
  • Covered
  • Direct Access
  • Door Single
  • Driveway
  • Enclosed
  • Garage Faces Front
  • Garage
  • Garage Door Opener
  • Inside Entrance
  • Kitchen Level
  • Lighted
  • Oversized

Pool

  • Community

Lot

  • Back Yard
  • Interior Lot
  • Lawn
  • Landscaped
  • Level
  • Subdivision
  • Sprinkler System

Community

Neighborhood

  • Subdivision: Woodcreek Ph 2a

HOA

  • Woodcreek Fate HOA

Schools

  • District: Royse City ISD
  • Elementary: Vernon
  • Middle: Bobby Summers,Harry Herndon
  • High: Royse City

Financial & listing details

Listing

  • Price per sq ft: $141
  • County: Rockwall
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,820/mo

Principal & interest
$2,136/mo
Property taxes
$486/mo
Homeowners insurance (est.)
$138/mo
HOA dues
$60/mo
Loan amount
$265,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Travis Hitt

Compass RE Texas, LLC.

214-814-8100

MLS #
21386471

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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