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Financing available

$379,999

3226 Buffalo Creek Circle, Royse City, TX 75189

3
beds
2.5
baths
2,274
sqft

Est. with seller financing: $3,681/mo

  • Single-family
  • Built in 2020
  • 9,148 sq ft lot
  • $167/sqft
  • $59/mo HOA
  • Rockwall County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Discover thoughtful design, quality craftsmanship & exceptional care in this meticulously maintained one-owner Highland Home. Situated on an oversized lot in the desirable Waterscape community, this customized home showcases the quality & attention to detail Highland Homes is known for. From the moment you step inside, you'll appreciate the wide entry hallway, 8-foot interior doors, oversized 8-foot windows, 6-inch baseboards, upgraded flooring, smart thermostat & abundant storage. Offering 3 bedrooms, 2.5 baths, a dedicated office & versatile flex room, this home easily adapts to your lifestyle as a media room, playroom, gym, hobby room or second living area. The open-concept kitchen features granite countertops, a large island, walk-in pantry, abundant cabinetry & flows seamlessly into the spacious living & dining areas. The private primary suite is filled with natural light from additional windows & features an ensuite bath plus an oversized walk-in closet. One secondary bedroom also offers a walk-in closet. The secondary bedrooms & flex room have seen very little use, giving the home an almost brand-new feel. Relax on the covered patio overlooking the oversized backyard, while the 3-car garage provides plenty of room for vehicles, storage & hobbies. Enjoy Waterscape's resort-style amenities, including a pool, clubhouse, fishing ponds, parks, playgrounds & scenic walking trails. Homes with this combination of upgrades, flexible living space & pride of ownership rarely become available. Schedule your private showing today!

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Smart Home
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Tile

Appliances

  • Dishwasher
  • Electric Oven
  • Gas Cooktop
  • Disposal
  • Microwave
  • Tankless Water Heater
  • Vented Exhaust Fan

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Private Yard
  • Rain Gutters

Construction

  • Style: Contemporary Modern, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 3
  • Additional Parking
  • Concrete
  • Door Multi
  • Driveway
  • Garage Faces Front
  • Garage
  • Garage Door Opener
  • On Street

Pool

  • Community

Lot

  • Back Yard
  • Interior Lot
  • Lawn
  • Landscaped
  • Sprinkler System

Community

Neighborhood

  • Subdivision: Waterscape

HOA

  • First Service Residential

Schools

  • District: Royse City ISD
  • Elementary: Paula Walker
  • Middle: Ouida Baley
  • High: Royse City

Financial & listing details

Listing

  • Price per sq ft: $167
  • County: Rockwall
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,681/mo

Principal & interest
$2,752/mo
Property taxes
$693/mo
Homeowners insurance (est.)
$177/mo
HOA dues
$59/mo
Loan amount
$341,999
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Your next home may have more than one path to ownership.

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Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Aimee Brady, Lake Homes Realty, LLC · MLS #21348584 · 832-283-3233

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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