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Financing available

$430,000

324 Roscoe Drive, Fate, TX 75087

4
beds
3
baths
3,107
sqft

Est. with seller financing: $4,189/mo

  • Single-family
  • Built in 2020
  • 7,144 sq ft lot
  • $138/sqft
  • $47/mo HOA
  • Rockwall County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

2-1 BUYDOWN AVAILABLE - CHECK WITH AGENT FOR DETAILS. Elegance meets everyday function at 324 Roscoe Dr, a striking 4-bedroom, 3-full-bath residence tucked into a wonderful Rockwall neighborhood. Spanning 3,107 square feet, this thoughtfully designed home pairs a charming facade with genuine curb appeal, welcoming you the moment you arrive. Inside, generous proportions unfold across a spacious living area with floor to ceiling stone fireplace and two dining spaces. A dedicated office carves out the perfect spot for focused work or quiet reading. At the heart of the home, the kitchen truly delights, showcasing custom cabinetry, granite countertops, a center island, tasteful built-ins, a pantry, and a gas cooktop & wall oven. Retreat to the oversized primary suite, a private sanctuary complete with an en-suite bath. Sink into the soaking tub, refresh in the separate shower, and enjoy the everyday luxury of dual vanities and a spacious walk-in closet. Step outside to a covered patio overlooking the private, fenced backyard ideal for morning coffee, weekend gatherings, or simply unwinding. You'll appreciate the roomy 2.5-car garage, offering plenty of space for projects and storage. Location adds even more appeal. Robert Smith Family Park sits just steps away, with walking trails, greenspace, splash pad, pickle ball courts and other community amenities close at hand. Lake Ray Hubbard is only a 15-minute drive, opening the door to boating, fishing, and shoreline dining. Refined, spacious, and move-in ready! Schedule your showing today and experience it firsthand!

Facts & features

Interior

Features

  • Built In Features
  • Chandelier
  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Central, Natural Gas
  • Cooling: Central Air, Electric

Flooring

  • Carpet
  • Tile

Appliances

  • Some Gas Appliances
  • Electric Oven
  • Gas Cooktop
  • Gas Water Heater
  • Microwave
  • Plumbed For Gas

Fireplace

  • Fireplaces: 1
  • Gas
  • Gas Starter
  • Living Room
  • Stone

Exterior & lot

Features

  • Private Yard
  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick, Rock, Stone

Parking

  • Garage spaces: 2
  • Driveway
  • Garage Faces Front
  • Garage
  • Garage Door Opener
  • Oversized

Lot

  • Landscaped
  • Subdivision
  • Sprinkler System
  • Few Trees

Community

Neighborhood

  • Subdivision: WOODCREEK PHASE 2-D2

HOA

  • First Service Residential

Schools

  • District: Royse City ISD
  • Elementary: Vernon
  • Middle: Bobby Summers
  • High: Royse City

Financial & listing details

Listing

  • Price per sq ft: $138
  • County: Rockwall
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,189/mo

Principal & interest
$3,114/mo
Property taxes
$827/mo
Homeowners insurance (est.)
$201/mo
HOA dues
$47/mo
Loan amount
$387,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Damon Matusz

Monument Realty

214-705-7827

MLS #
21361651

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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