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Financing available

$495,000

3245 Vaquero Lane, Celina, TX 75009

3
beds
2.5
baths
2,431
sqft

Est. with seller financing: $4,894/mo

  • Townhome
  • Built in 2026
  • 2,905 sq ft lot
  • $204/sqft
  • $150/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Designed for Light. Made for Living. Step inside this beautifully finished two-story Villa and immediately feel how open and inviting the home is. Expansive windows surround the main living and dining areas, filling the space with natural light and creating an easy flow from the family room into the kitchen. At the center, a large furniture-style island anchors the kitchen, complemented by crisp white cabinetry, quartzite countertops, an apron-front sink, under-cabinet lighting and a walk-in pantry. Light wood floors carry throughout the first floor, while matte-black fixtures and a dark-stained staircase add just the right amount of contrast. Upstairs, a spacious game room creates a second living area with three large windows overlooking the community. The primary suite offers plenty of room to unwind and leads into a bright bath with dual vanities and an oversized frameless shower. Two additional bedrooms, another full bath and a generously sized utility room with a sink, cabinetry and hanging space complete the second floor. Outside, the light brick and stone exterior give the Villa a timeless, sophisticated look, while a covered outdoor living area extends the living space outdoors. A two-car garage with additional niche space provides extra room for storage or a workbench. Located in Shoreline Villas at Mustang Lakes, this home brings together beautiful design, thoughtful functionality and the lock and leave lifestyle that makes the Villas so special.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Cable Tv
  • Walk In Closets
  • Wired For Sound

Heating & cooling

  • Heating: Central, Natural Gas
  • Cooling: Attic Fan, Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Ceramic Tile
  • Hardwood
  • Wood

Appliances

  • Dishwasher
  • Electric Oven
  • Gas Cooktop
  • Disposal
  • Microwave
  • Tankless Water Heater

Exterior & lot

Features

  • Outdoor Living Area
  • Rain Gutters

Construction

  • Style: Traditional
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick, Rock, Stone

Parking

  • Garage spaces: 2
  • Garage Faces Front
  • Garage
  • Garage Door Opener

Pool

  • Community

Lot

  • Interior Lot
  • Landscaped
  • Subdivision
  • Sprinkler System

Community

Neighborhood

  • Subdivision: Mustang Lakes Villas

HOA

  • Insight
  • Maintenance Front Yard

Schools

  • District: Prosper ISD
  • Elementary: Sam Johnson
  • Middle: Lorene Rogers
  • High: Walnut Grove

Financial & listing details

Listing

  • Price per sq ft: $204
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,894/mo

Principal & interest
$3,585/mo
Property taxes (est.)
$928/mo
Homeowners insurance (est.)
$231/mo
HOA dues
$150/mo
Loan amount
$445,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are estimated at 2.25% of the price because this listing has no full-year tax amount (common for new construction); actual taxes may differ and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of CCB Realty Stanley, American Legend Homes · MLS #21162254 · 972-410-5701

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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