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$495,000

326 Equine Lane, Celina, TX 75009

5
beds
3.5
baths
3,656
sqft

Est. with seller financing: $4,816/mo

  • Single-family
  • Built in 2009
  • 8,102 sq ft lot
  • $135/sqft
  • $70/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

BIG SPACE. BIG POSSIBILITIES. SMALL-TOWN CHARM. Room to live, work and entertain at 326 Equine Lane in Celina's established Carter Ranch community! Offering 3,656 square feet of thoughtfully designed living space, this spacious 5-bedroom home delivers the flexibility today's buyers are searching for, including a private downstairs primary suite, dedicated home office, upstairs game room, media room and 3-car garage. The open-concept floor plan features a welcoming, spacious living area with soaring ceilings, a beautiful stone fireplace and a wall of windows that fills the room with natural light. The updated kitchen offers granite countertops, a gas cooktop, center island, abundant storage and multiple dining spaces, perfect for everyday living or entertaining a crowd. The private downstairs primary suite provides a relaxing retreat with an updated ensuite bathroom featuring an oversized walk-in shower with rainfall showerhead and multiple body jets, dual sinks and vanity. Upstairs, four additional bedrooms provide plenty of room for family and guests and flexible living arrangements. Movie nights, game days, hobbies or a second living area? With both a game room AND dedicated media room, you don't have to choose! Step outside to a spacious backyard with a covered patio, ready for outdoor entertaining, weekend barbecues or simply relaxing under the Texas sky. An attached 3-car garage offers plenty of space for parking and storage. Carter Ranch is an established Celina master-planned community featuring a neighborhood swimming pool, clubhouse, playgrounds, walking and biking trails and a scenic lake. Zoned for Celina ISD, convenient access to Preston Road, the Outer Loop, Hwy 380 and the Dallas North Tollway, the location connects you to shopping, dining and entertainment in Downtown Celina, Prosper, Frisco and the DFW area. Enjoy small-town Texas living and everyday conveniences! This home offers desirable updates and and will inspire you to make it your own!

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Smart Home
  • Cable Tv
  • Vaulted Ceilings
  • Wired For Data
  • Walk In Closets
  • Wired For Sound

Heating & cooling

  • Heating: Central, Fireplaces, Natural Gas, Zoned
  • Cooling: Central Air, Ceiling Fans, Electric, Zoned

Flooring

  • Carpet
  • Luxury Vinyl Plank
  • Tile

Appliances

  • Dishwasher
  • Disposal
  • Microwave

Fireplace

  • Fireplaces: 1
  • Family Room
  • Living Room
  • Raised Hearth
  • Stone

Laundry

  • Washer Hookup
  • Dryer Hookup

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Shingle
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 3
  • Door Multi
  • Direct Access
  • Door Single
  • Driveway
  • Enclosed
  • Garage Faces Front
  • Garage
  • Inside Entrance
  • Lighted
  • Side By Side

Pool

  • Community

Lot

  • Back Yard
  • Interior Lot
  • Lawn
  • Subdivision

Community

Neighborhood

  • Subdivision: Carter Ranch-Phase Iia The

HOA

  • CMA

Schools

  • District: Celina ISD
  • Elementary: O'Dell
  • Middle: Jerry & Linda Moore
  • High: Celina

Financial & listing details

Listing

  • Price per sq ft: $135
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,816/mo

Principal & interest
$3,585/mo
Property taxes
$930/mo
Homeowners insurance (est.)
$231/mo
HOA dues
$70/mo
Loan amount
$445,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Kim Bogney, Keller Williams Prosper Celina · MLS #21405517 · 972-382-8882

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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