HFPHome Finance
Partner
Powered byDoorly
1 / 38
Financing available

$489,900

327 Montana Trail, Murphy, TX 75094

4
beds
2
baths
2,680
sqft

Est. with seller financing: $4,550/mo

  • Single-family
  • Built in 2005
  • 10,890 sq ft lot
  • $183/sqft
  • $33/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

Powered byDoorly

About this home

ALL 4 BEDROOMS DOWN AND OVERSIZED BONUS ROOM UP. Beautifully maintained 1.5 story home on a quarter acre lot in Murphys desirable The Ranch community, served by Wylie ISD. This flexible floor plan combines the convenience of primarily single level living with a spacious upstairs bonus room ideal for a game room, media room, home office, gym or additional retreat. Inside, the open kitchen features abundant natural wood cabinetry, center island, built in oven and microwave, generous counter space and a breakfast area filled with natural light. A gas line is already in place beneath the cooktop for future conversion to gas cooking. The family room is anchored by a striking floor to ceiling brick fireplace with gas logs. The private primary suite is separated from the secondary bedrooms and features dual vanities, garden tub, separate shower and walk in closet. Formal living and dining spaces provide additional flexibility for entertaining, working from home or everyday living. Major recent improvements include a new roof installed January 2026 with transferable 30 year manufacturer shingle warranty and 5 year labor warranty, new water heater installed June 2026 with flood stop sensor, plus a major Lennox HVAC cooling system update including a 5 ton condenser, evaporator coil, drain pan and float switch. Outside, enjoy mature landscaping, exceptional curb appeal, a desirable side entry 2 car garage, covered and open patio and plenty of grassy backyard space. The Ranch offers a community pool, park, soccer fields, tennis, volleyball and basketball courts, along with paved walking trails beneath mature shade trees. Convenient access to shopping, dining and major routes connecting Murphy with Plano, Richardson, Allen and surrounding employment centers.

Facts & features

Interior

Features

  • Eat In Kitchen
  • High Speed Internet
  • Kitchen Island
  • Pantry
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Central, Natural Gas
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Laminate
  • Luxury Vinyl Plank

Appliances

  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Disposal
  • Gas Water Heater
  • Microwave
  • Vented Exhaust Fan

Fireplace

  • Fireplaces: 1
  • Gas
  • Gas Log
  • Masonry

Exterior & lot

Features

  • Private Yard
  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Roof: Composition, Shingle
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Door Single
  • Garage
  • Garage Door Opener
  • Garage Faces Side

Pool

  • Community

Lot

  • Back Yard
  • Interior Lot
  • Lawn
  • Landscaped
  • Sprinkler System

Community

Neighborhood

  • Subdivision: The Ranch Ph 8 At North Hill

HOA

  • FirstService Residential

Schools

  • District: Wylie ISD
  • Elementary: Tibbals
  • Middle: Dr. Al Draper,Cooper
  • High: Wylie

Financial & listing details

Listing

  • Price per sq ft: $183
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,550/mo

Principal & interest
$3,548/mo
Property taxes
$740/mo
Homeowners insurance (est.)
$229/mo
HOA dues
$33/mo
Loan amount
$440,910
Seller financing rate (est.)
9.00%
Term
30-year fixed
Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

Powered byDoorly

A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Stacy Villanueva, Keller Williams Realty DPR · MLS #21276698 · 972-732-6000

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

More homes in Murphy