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Financing available

$460,000

3320 Prairie Place, McKinney, TX 75071

4
beds
3
baths
2,506
sqft

Est. with seller financing: $4,277/mo

  • Single-family
  • Built in 2021
  • 6,142 sq ft lot
  • $184/sqft
  • $70/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

$5,000 BUYER INCENTIVE! Seller offering $5,000 towards buyer closing costs or interest-rate buy-down! NO MUD, NO PID, and zoned to highly regarded McKinney ISD! This beautifully upgraded, move-in-ready 2023-built home offers 2,506 sq ft with 4 bedrooms, 4 baths, a private home office, and an oversized upstairs game room or flex space. All four bedrooms, including the primary suite, are conveniently located on the first floor. The bright, open floor plan features soaring ceilings, abundant natural light, and a spacious living room with a cozy tiled fireplace. The chef-inspired kitchen offers a large white island, subway tile backsplash, black hardware, gas range, and stainless steel appliances. The primary suite includes dual vanities, a soaking tub, separate shower, and oversized walk-in closet. Upstairs, the bonus room with a half bath is ideal for a media room, home gym, playroom, or second living area. Additional highlights include a covered patio with gas hookup and ceiling fan, plus a two-car garage with an upgraded epoxy floor. Enjoy resort-style community amenities, including two pools, a lazy river, zero-depth pool area, catch-and-release fishing pond, and playground.

Facts & features

Interior

Features

  • Built In Features
  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk In Closets

Heating & cooling

  • Heating: Central
  • Cooling: Central Air, Ceiling Fans

Flooring

  • Carpet
  • Luxury Vinyl Plank

Appliances

  • Dishwasher
  • Disposal
  • Gas Oven
  • Gas Range
  • Microwave

Fireplace

  • Fireplaces: 1
  • Living Room

Exterior & lot

Features

  • Lighting
  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Driveway
  • Garage Faces Front
  • Garage

Pool

  • Community

Lot

  • Back Yard
  • Interior Lot
  • Lawn

Community

Neighborhood

  • Subdivision: Preserve At Honey Creek Ph 2

HOA

  • The Preserve at Honey Creek Residential Community

Schools

  • District: McKinney ISD
  • Elementary: Naomi Press
  • Middle: Johnson
  • High: McKinney North

Financial & listing details

Listing

  • Price per sq ft: $184
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,277/mo

Principal & interest
$3,331/mo
Property taxes
$661/mo
Homeowners insurance (est.)
$215/mo
HOA dues
$70/mo
Loan amount
$414,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Christie Cannon, LPT Realty LLC · MLS #21369764 · 972-215-7747

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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