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Financing available

$638,000

3401 Summit Circle, Belton, TX 76513

4
beds
3
baths
2,704
sqft

Est. with seller financing: $5,452/mo

  • Single-family
  • Built in 1986
  • 23,087 sq ft lot
  • $236/sqft
  • Bell County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Nestled on a beautifully landscaped corner lot, this exceptional 2,704 sq. ft. home offers 4 bedrooms, including two private primary suites, and 3 full bathrooms designed for comfort and flexibility. The inviting living room features a cozy fireplace, while the separate family room provides additional space for gathering and entertaining. The thoughtfully designed kitchen is equipped with an island, double ovens, and a built-in corner hutch, making meal preparation and hosting effortless. Just beyond, a spacious covered patio overlooks the sparkling in-ground pool and relaxing hot tub, creating your own private backyard oasis. Additional amenities include a sunroom with floor drainage, ideal for gardening, hobbies, a workshop with a roll-up door for lawn equipment or projects, and gated privacy parking for an RV, boat, or additional vehicles. Mature landscaping and exceptional outdoor living complete this one-of-a-kind property, offering the perfect blend of comfort, function, and style.

Facts & features

Interior

Features

  • Built In Features
  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Granite Counters
  • Kitchen Island
  • Multiple Master Suites
  • Pantry
  • Natural Woodwork
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric, Fireplaces
  • Cooling: Central Air, Ceiling Fans, Electric, Wall Units

Flooring

  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Plank

Appliances

  • Double Oven
  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Electric Water Heater
  • Disposal
  • Microwave
  • Vented Exhaust Fan

Fireplace

  • Fireplaces: 1
  • Living Room
  • Wood Burning

Laundry

  • Washer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Private Yard

Construction

  • Style: Contemporary Modern, Detached
  • Stories: 2
  • Roof: Shingle
  • Foundation: Slab
  • Materials: Brick, Wood Siding

Parking

  • Garage spaces: 2
  • Additional Parking
  • Circular Driveway
  • Concrete
  • Drive Through
  • Driveway
  • Garage
  • Garage Door Opener
  • Private
  • Rv Access Parking
  • Garage Faces Side
  • Secured

Pool

  • Gunite
  • In Ground
  • Outdoor Pool
  • Pool
  • Pool Spa Combo
  • Water Feature

Lot

  • Back Yard
  • Corner Lot
  • Cul De Sac
  • Lawn
  • Landscaped
  • Many Trees

Community

Neighborhood

  • Subdivision: Summit View Add Rep L

Schools

  • District: Belton ISD
  • Elementary: Sparta
  • Middle: Belton
  • High: Belton

Financial & listing details

Listing

  • Price per sq ft: $236
  • County: Bell
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$5,452/mo

Principal & interest
$4,620/mo
Property taxes
$534/mo
Homeowners insurance (est.)
$298/mo
Loan amount
$574,200
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Cindy Faulkenberry, Coldwell Banker Apex, REALTORS · MLS #21316500 · 254-776-0000

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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