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Financing available

$525,000

3428 Etta Terrace, Celina, TX 75009

5
beds
4
baths
3,291
sqft

Est. with seller financing: $5,132/mo

  • Single-family
  • Built in 2021
  • 6,011 sq ft lot
  • $160/sqft
  • $101/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

UP TO 1% LENDER CREDIT available for conventional, FHA, VA loans which can be used to provide a 12-month introductory interest rate 1% BELOW market when using the preferred lender. Looking for a 5-bedroom home in Celina that offers both space and functionality? Welcome to 3428 Etta Terrace in Homestead at Ownsby Farms, where thoughtful design, flexible living spaces, and everyday convenience come together in a home built for the way you live. Built in 2021, this 3,291-square-foot home features a bright, open-concept layout that seamlessly connects the main living area and kitchen, creating an inviting space for entertaining and daily life. The kitchen is equipped with granite countertops, a large center island, stainless steel appliances, and a spacious walk-in pantry for effortless organization. The private primary suite is tucked away on the main level and offers a relaxing retreat with dual sinks, a garden tub, separate shower, and generous storage. A secondary bedroom and full bath downstairs provide the perfect setup for guests, a home office, or multi-generational living. Upstairs, you'll find additional bedrooms along with a versatile living area that can easily serve as a game room, media room, playroom, or workspace. Outside, the covered patio and fenced backyard provide a comfortable setting for outdoor dining, relaxing evenings, and family gatherings. Residents of Homestead at Ownsby Farms enjoy access to a community pool, playground, fishing areas, and green spaces. Conveniently located near Old Celina Park, Celina High School, and the shopping, dining, and entertainment options along Preston Road, this home offers the perfect combination of neighborhood amenities, modern comfort, and everyday convenience.

Listing courtesy of Tanya McQueen, Better Homes & Gardens, Winans · MLS #21415820 · 972-774-9888

Facts & features

Interior

Features

  • Granite Counters
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk In Closets

Heating & cooling

  • Heating: Central, Natural Gas
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Ceramic Tile

Appliances

  • Dishwasher
  • Electric Oven
  • Gas Cooktop
  • Disposal
  • Microwave

Fireplace

  • Fireplaces: 1
  • Gas Log
  • Living Room

Exterior & lot

Features

  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Oversized

Lot

  • Interior Lot
  • Subdivision
  • Sprinkler System

Community

Neighborhood

  • Subdivision: Homestead At Ownsby Farms Ph 2, The

HOA

  • Essex Association Management

Schools

  • District: Celina ISD
  • Elementary: Marcy Lykins
  • Middle: Jerry & Linda Moore
  • High: Celina

Financial & listing details

Listing

  • Price per sq ft: $160
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$5,132/mo

Principal & interest
$3,802/mo
Property taxes (est.)
$984/mo
Homeowners insurance (est.)
$245/mo
HOA dues
$101/mo
Loan amount
$472,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are estimated at 2.25% of the price because this listing has no full-year tax amount (common for new construction); actual taxes may differ and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way. Self-employed, lower credit, ITIN, or turned down before? You may have another option.

Offered by HFP, powered by Doorly, only on this site, not by the seller or listing agent. Subject to underwriting and approval.

Get Pre-Qualified

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

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