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Financing available

$615,000

3437 Ridgecross Drive, Rockwall, TX 75087

4
beds
3.5
baths
3,211
sqft

Est. with seller financing: $5,962/mo

  • Single-family
  • Built in 2023
  • 7,405 sq ft lot
  • $192/sqft
  • $68/mo HOA
  • Rockwall County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

ASK ABOUT THE EXCLUSIVE LENDER INCENTIVE BEING OFFERED to help with closing costs or a rate buydown! Don't miss this beautiful home in the highly sought-after Breezy Hill community, conveniently located near top-rated Rockwall ISD schools, shopping, dining, and Lake Ray Hubbard. This well-designed floor plan offers 4 bedrooms, 3.5 bathrooms, a 3-car garage, an open dining area, spacious living room, and a large upstairs game room complete with a full bath and walk-in closet, making it ideal as a second living area, media room, guest suite, or even a fifth bedroom. The beautifully updated kitchen is the heart of the home, featuring high-end appliances, a built-in Sub-Zero refrigerator, abundant cabinetry, a stunning backsplash, oversized island, and an expansive walk-in pantry with exceptional built-in storage. The open-concept layout flows seamlessly from the kitchen to the dining and living areas, where custom built-ins create a warm and functional space for everyday living and entertaining. Engineered hardwood flooring runs throughout the main living areas downstairs, with carpet in the bedrooms. All four bedrooms are located on the first floor and include walk-in closets, offering a layout that's both practical and functional. One secondary bedroom is perfectly suited for a home office if desired. The spacious primary suite features dual vanities, a garden tub, separate walk-in shower, and an impressive walk-in closet with soaring 10-foot ceilings. Outside, enjoy added privacy with no rear neighbors, as the backyard backs to vacant land. Residents of Breezy Hill enjoy outstanding neighborhood amenities, including a community pool, park, playground, and walking trails, making this an exceptional place to call home.

Facts & features

Interior

Features

  • Built In Features
  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk In Closets
  • Wired For Sound

Heating & cooling

  • Heating: Central, Electric, Fireplaces, Natural Gas
  • Cooling: Central Air, Ceiling Fans, Electric, Wall Units

Flooring

  • Carpet
  • Engineered Hardwood
  • Tile

Appliances

  • Built In Refrigerator
  • Double Oven
  • Dishwasher
  • Electric Oven
  • Disposal
  • Gas Range
  • Gas Water Heater
  • Microwave
  • Refrigerator

Fireplace

  • Fireplaces: 1
  • Gas
  • Living Room

Laundry

  • Laundry In Utility Room

Exterior & lot

Features

  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 3
  • Garage Faces Front
  • Garage Faces Side

Lot

  • Interior Lot
  • Landscaped
  • Subdivision
  • Sprinkler System

Community

Neighborhood

  • Subdivision: Breezy Hill Ph X

HOA

  • Breezy Hill

Schools

  • District: Rockwall ISD
  • Elementary: Celia Hays
  • Middle: JW Williams
  • High: Rockwall

Financial & listing details

Listing

  • Price per sq ft: $192
  • County: Rockwall
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$5,962/mo

Principal & interest
$4,454/mo
Property taxes (est.)
$1,153/mo
Homeowners insurance (est.)
$287/mo
HOA dues
$68/mo
Loan amount
$553,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are estimated at 2.25% of the price because this listing has no full-year tax amount (common for new construction); actual taxes may differ and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Shayla Eadler, Ten Twenty Realty LLC · MLS #21325336 · 903-452-2009

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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