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Financing available

$735,000

3449 Ridgecross Drive, Rockwall, TX 75087

4
beds
4
baths
3,318
sqft

Est. with seller financing: $6,721/mo

  • Single-family
  • Built in 2020
  • 7,536 sq ft lot
  • $222/sqft
  • $68/mo HOA
  • Rockwall County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Free 1% buydown for first year, up to $12k concession additional concession towards closing or rate buydown with preferred lender! Welcome to this spectacular former Grand Homes model, showcasing over $100,000 in premium upgrades and perfectly situated on a desirable north-facing lot in the sought-after Breezy Hill community, just a short walk to the neighborhood pool, park, and scenic trails. Designed for both everyday living and entertaining, this spacious 4-bedroom home offers 4 versatile living areas, highlighted by a stunning groin-vaulted family room with dramatic double-arched windows, abundant natural light, and a striking two-story brick fireplace. A private den with a stylish barn door off the foyer provides the perfect space for a home office or study. Luxury finishes abound, including extensive hardwood flooring, elegant architectural details, a grand arched entry, 8-foot interior doors, and a beautiful oak staircase with wrought-iron spindles. The open-concept island kitchen features Omega stone countertops, Shaker-style cabinetry, stainless steel appliances, a 5-burner gas cooktop, designer wood vent hood, and a large island ideal for gathering. The private primary suite offers a spa-inspired bath with a freestanding soaking tub, separate vanities, and a frameless glass shower. A secondary bedroom with an ensuite bath is conveniently located downstairs, making it ideal for multigenerational living or long-term guests. Upstairs you'll find an additional bedroom and full bath, plus an expansive game room and dedicated media room or children's retreat. Relax outdoors under the impressive cedar-covered patio overlooking stained wood privacy-fenced backyard. As a former model home, it's also equipped with custom permanent holiday lighting, creating a stunning display of a gingerbread home potentially year-round. This exceptional home blends luxury, comfort, and thoughtful design in one of the area's most desirable neighborhoods with great Rockwall schools!

Facts & features

Interior

Features

  • Built In Features
  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Cable Tv
  • Vaulted Ceilings
  • Walk In Closets

Heating & cooling

  • Heating: Central, Natural Gas
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Ceramic Tile
  • Wood

Appliances

  • Dishwasher
  • Gas Cooktop
  • Gas Water Heater
  • Microwave

Fireplace

  • Fireplaces: 1
  • Gas Starter
  • Wood Burning

Laundry

  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Rain Gutters

Construction

  • Style: Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick, Rock, Stone

Parking

  • Garage spaces: 2
  • Door Single
  • Driveway
  • Epoxy Flooring
  • Garage
  • Garage Door Opener
  • Garage Faces Side

Pool

  • Community

Lot

  • Interior Lot
  • Landscaped
  • Subdivision
  • Sprinkler System
  • Few Trees

Community

Neighborhood

  • Subdivision: Breezy Hill Ph X

HOA

  • Breezy Hill HOA - Real Manage

Schools

  • District: Rockwall ISD
  • Elementary: Celia Hays
  • Middle: JW Williams
  • High: Rockwall

Financial & listing details

Listing

  • Price per sq ft: $222
  • County: Rockwall
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$6,721/mo

Principal & interest
$5,323/mo
Property taxes
$987/mo
Homeowners insurance (est.)
$343/mo
HOA dues
$68/mo
Loan amount
$661,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Frank Lu, Coldwell Banker Realty · MLS #21335421 · 972-771-9001

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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