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Financing available

$880,000

349 Valley Trail, Red Oak, TX 75154

4
beds
4.5
baths
4,109
sqft

Est. with seller financing: $7,128/mo

  • Single-family
  • Built in 2026
  • 32,714 sq ft lot
  • $214/sqft
  • $83/mo HOA
  • Ellis County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Experience luxury living at its finest in this exceptional custom built modern home situated on an oversized .75 acre corner homesite with stunning pond views. Offering just over 4,100 square feet, this one of a kind residence welcomes you with a grand porte cochère and striking contemporary architecture that immediately sets it apart. Inside, every detail has been thoughtfully curated, from the impressive floating staircase and designer finishes to the chef’s kitchen featuring a massive waterfall island, custom cabinetry, premium appliances, and an oversized walk in pantry. The private primary suite is a true retreat with a spa inspired bathroom, expansive custom closet, and luxurious finishes throughout. Built with exceptional craftsmanship, this home also features foam insulation, tankless water heaters, a whole home water filtration system, an EV charging station, and epoxy coated garage floors. Step outside to expansive covered patios overlooking the community pond with endless possibilities to create your dream outdoor oasis. Combining timeless design, premium construction, and an unbeatable setting, this is a rare opportunity to own a truly custom luxury home in one of Red Oak’s most desirable communities.

Facts & features

Interior

Features

  • Built In Features
  • Chandelier
  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • High Speed Internet
  • Kitchen Island
  • Loft
  • Open Floorplan
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Central, Fireplaces
  • Cooling: Central Air

Flooring

  • Engineered Hardwood

Appliances

  • Double Oven
  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Disposal
  • Microwave
  • Tankless Water Heater
  • Vented Exhaust Fan
  • Water Purifier

Fireplace

  • Fireplaces: 1
  • Electric

Laundry

  • Washer Hookup
  • Dryer Hookup

Exterior & lot

Construction

  • Style: Contemporary Modern, Detached
  • Stories: 2
  • Roof: Shingle
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 3
  • Driveway
  • Garage
  • Porte Cochere
  • On Street

Community

Neighborhood

  • Subdivision: Hidden Crk Ph 3

HOA

  • Goddard Management

Schools

  • District: Red Oak ISD
  • Elementary: Eastridge
  • Middle: Red Oak
  • High: Red Oak

Financial & listing details

Listing

  • Price per sq ft: $214
  • County: Ellis
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$7,128/mo

Principal & interest
$6,373/mo
Property taxes
$261/mo
Homeowners insurance (est.)
$411/mo
HOA dues
$83/mo
Loan amount
$792,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Jose Medina, Coldwell Banker Realty · MLS #21319057 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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