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Financing available

$398,900

3518 Bear Street, Forney, TX 75126

4
beds
3.5
baths
2,574
sqft

Est. with seller financing: $3,888/mo

  • Single-family
  • Built in 2026
  • 6,499 sq ft lot
  • $155/sqft
  • $65/mo HOA
  • Kaufman County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Home office with French doors set at entry with 12-foot ceiling. Coffered extended entry leads to open family room, kitchen and dining area. Family room features wall of windows and a wood mantel fireplace. Kitchen features corner walk-in pantry, a 5-burner gas cooktop, double wall oven, and generous island with built-in seating space. Primary bedroom highlights 12-foot ceiling and wall of windows. Double doors lead to primary bath with dual vanities, a freestanding tub and separate glass-enclosed shower with separate walk-in closets. A guest suite with private bath adds to this one-story design. Covered backyard patio. Mud room off two-car garage.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • High Speed Internet
  • Smart Home
  • Cable Tv

Heating & cooling

  • Heating: Central
  • Cooling: Central Air

Flooring

  • Carpet
  • Ceramic Tile

Appliances

  • Dishwasher
  • Electric Oven
  • Gas Cooktop
  • Disposal
  • Microwave

Fireplace

  • Fireplaces: 1
  • Gas Starter

Exterior & lot

Features

  • Lighting

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Garage Faces Front
  • Garage
  • Garage Door Opener

Community

Neighborhood

  • Subdivision: Meraki

HOA

  • TBD

Schools

  • District: Forney ISD
  • Elementary: Dewberry
  • Middle: Brown,Smith
  • High: North Forney

Financial & listing details

Listing

  • Price per sq ft: $155
  • County: Kaufman
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,888/mo

Principal & interest
$2,889/mo
Property taxes (est.)
$748/mo
Homeowners insurance (est.)
$186/mo
HOA dues
$65/mo
Loan amount
$359,010
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are estimated at 2.25% of the price because this listing has no full-year tax amount (common for new construction); actual taxes may differ and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Lee Jones, Perry Homes Realty LLC · MLS #21204011 · 713-948-6666

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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