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Financing available

$320,000

3520 Austin Street, Gainesville, TX 76240

3
beds
2
baths
1,996
sqft

Est. with seller financing: $3,077/mo

  • Single-family
  • Built in 2023
  • 6,229 sq ft lot
  • $160/sqft
  • $42/mo HOA
  • Cooke County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Discover the perfect blend of modern comfort and timeless charm in this newly constructed home nestled in the desirable Liberty Pointe community of Gainesville. Bathed in natural light, the open and airy floor plan welcomes you from the moment you step inside. The heart of the home is the stunning chef’s kitchen, featuring elegant granite countertops, a generous walk-in pantry, and a large island that overlooks the spacious family room…ideal for effortless entertaining. A cozy woodburning fireplace adds warmth and character, while ample lighting throughout creates a bright, inviting atmosphere. Retreat to the private primary bedroom suite, complete with a luxurious bath boasting dual sinks, a relaxing garden tub, and a spacious walk-in shower and closet. Two additional generous guest bedrooms share a full bath, and a convenient office just off the entry provides the perfect spot for work or study. Outside, enjoy the beautifully landscaped yard with a large covered patio, full privacy fence, and automatic sprinkler system…creating a low maintenance oasis for relaxation and gatherings. With thoughtful upgrades and move-in-ready appeal throughout, this home offers everything you’ve been searching for in Liberty Pointe. Don’t miss your chance to call it yours!

Facts & features

Interior

Features

  • Built In Features
  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Smart Home
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Central, Energy Star Qualified Equipment, Fireplaces, Heat Pump, Natural Gas
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Plank

Appliances

  • Some Gas Appliances
  • Dishwasher
  • Electric Oven
  • Gas Cooktop
  • Disposal
  • Microwave
  • Plumbed For Gas

Fireplace

  • Fireplaces: 1
  • Gas
  • Living Room
  • Masonry
  • Wood Burning

Exterior & lot

Features

  • Lighting
  • Private Entrance
  • Private Yard
  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick, Fiber Cement, Stone Veneer

Parking

  • Garage spaces: 2
  • Concrete
  • Covered
  • Door Single
  • Driveway
  • Garage Faces Front
  • Garage
  • Garage Door Opener
  • Kitchen Level
  • Lighted
  • Private

Lot

  • Interior Lot
  • Landscaped
  • Subdivision
  • Sprinkler System
  • Few Trees

Community

Neighborhood

  • Subdivision: Liberty Pointe

HOA

  • Prestige Star Management

Schools

  • District: Gainesville ISD
  • Elementary: Chalmers
  • Middle: Lee,Gainesvill
  • High: Gainesvill

Financial & listing details

Listing

  • Price per sq ft: $160
  • County: Cooke
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,077/mo

Principal & interest
$2,317/mo
Property taxes
$569/mo
Homeowners insurance (est.)
$149/mo
HOA dues
$42/mo
Loan amount
$288,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Misty Schmitz

Tierra Real Estate

940-665-6730

MLS #
21356025

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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