HFPHome Finance
Partner
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Financing available

$429,000

3524 N 27th Street, Waco, TX 76708

3
beds
2.5
baths
2,521
sqft

Est. with seller financing: $4,013/mo

  • Single-family
  • Built in 1951
  • 48,787 sq ft lot
  • $170/sqft
  • McLennan County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

SPACE, FLEXIBILITY & WACO CONVENIENCE—ALL ON 1 ACRE! Tucked away on a spacious, fully fenced acre in the heart of Waco, this distinctive property offers privacy, versatility, and room to spread out. With a 2,021-square-foot main home, approximately 500-square-foot renovated guest house, and 1,250-square-foot detached garage-workshop, there is space here for much more than everyday living. Inside the main residence, an open-concept layout creates an inviting gathering space centered around a cozy fireplace with quartz hearth and built-ins. The kitchen has been refreshed with cabinetry, quartz countertops, and stainless-steel appliances, while 3 bedrooms, 2.5 baths, and a bonus room provide flexibility for daily life, work-from-home needs, hobbies, or guests. The separate guest house adds exceptional versatility. Beautifully updated inside and out with new flooring, windows, paint, fixtures, vanities, countertops, and more, it offers a private retreat for visitors, extended family, a home office, or potential rental use. R-2 zoning adds even more flexibility for buyers seeking multiple living possibilities. The oversized detached 2-car garage includes dedicated workshop space and an upstairs bonus room ideal for a home office, studio, hobby room, gym, or private retreat. The property has also received improvements, recent roofs in 2021, gutters installed in 2022, AC systems for the main home and guest house in 2022, insulation, water heater in 2019, gas line and meter in 2022. Waco, Waco Regional Airport, and the restaurants, shopping, entertainment, and attractions of Downtown Waco. Whether you're envisioning multigenerational living, a guest retreat, home-based business, rental possibilities, or simply want an in-town property with acreage and exceptional storage-workspace, this combination is hard to duplicate.

Facts & features

Interior

Features

  • Double Vanity
  • Open Floorplan

Heating & cooling

  • Heating: Central
  • Cooling: Central Air, Ceiling Fans

Appliances

  • Dishwasher
  • Disposal
  • Microwave

Fireplace

  • Fireplaces: 1
  • Family Room
  • Wood Burning

Exterior & lot

Construction

  • Style: Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Pillar Post Pier, Slab

Parking

  • Garage spaces: 4
  • Attached Carport
  • Driveway
  • Epoxy Flooring
  • Garage
  • Outside
  • Workshop In Garage

Lot

  • Acreage

Community

Neighborhood

  • Subdivision: Kestner S

Schools

  • District: Waco ISD
  • Elementary: Cedar Ridge
  • Middle: Cesar Chavez
  • High: Waco

Financial & listing details

Listing

  • Price per sq ft: $170
  • County: McLennan
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,013/mo

Principal & interest
$3,107/mo
Property taxes
$706/mo
Homeowners insurance (est.)
$200/mo
Loan amount
$386,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Rachelle Anselmi

Comfort Realty LLC

512-508-6393

MLS #
21361348

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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