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Financing available

$809,000

3601 Sky Ridge Lane, Melissa, TX 75454

4
beds: 4
baths: 3,440
sqft

Est. with seller financing: $7,828/mo

Single-family
Built in 2026
8,364 sq ft lot
$235/sqft
$75/mo HOA
Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to 3601 Sky Ridge Lane — a showstopping 4-bedroom, 4-bathroom, 3,431 sq ft retreat in the coveted Dawn at Sky Ridge, zoned to top-rated Melissa ISD. This is architecture with substance: engineered cold-formed steel framing (100% recycled American steel), a 59 HERS Index Score, and 41% greater energy efficiency than conventional builds, plus mold, termite, wind & fire resistance and zero-VOC finishes for effortless, healthy living. Four thoughtfully proportioned bedrooms offer flexible living, a serene primary retreat, private guest suites, or a home office ready to fit your lifestyle. The primary suite is a true escape, boasting a freestanding soaking tub, frameless glass shower, and elegant floating quartz vanity. The chef's kitchen steals the show with a dramatic quartz waterfall island, KitchenAid appliances, a five-burner gas cooktop, and soft-close cabinetry, made for entertaining or quiet mornings alike. Every luxury detail is dialed in: 2-zone Lennox HVAC, tankless water heater, Cat 6 wiring, a bold custom iron front door with keypad entry, Wi-Fi garage opener, cozy electric fireplaces, and a fully sodded, irrigated yard wrapped in a privacy fence.

Facts & features

Interior

Features

High Speed Internet
Kitchen Island
Pantry
Walk In Closets
Air Filtration

Heating & cooling

Heating: Energy Star Acca Rsi Qualified Installation, Energy Star Qualified Equipment, Fireplaces, Heat Pump
Cooling: Central Air, Ceiling Fans, Energy Star Qualified Equipment, Humidity Control, Heat Pump, Zoned

Flooring

Luxury Vinyl Plank

Appliances

Dishwasher
Gas Cooktop
Disposal
Microwave
Refrigerator

Fireplace

Fireplaces: 2
Electric

Exterior & lot

Features

Private Yard
Uncovered Courtyard

Construction

Style: Mid Century Modern, Prairie, Detached
Stories: 2
Roof: Composition
Foundation: Slab
Materials: Fiber Cement, Steel Siding

Parking

Garage spaces: 2
Door Single

Lot

Back Yard
Interior Lot
Lawn
Subdivision
Sprinkler System
Few Trees

Community

Neighborhood

Subdivision: Sky Ridge Addition

HOA

Secure Association Management

Schools

District: Melissa ISD
Elementary: Harry Mckillop
Middle: Melissa
High: Melissa

Financial & listing details

Listing

Price per sq ft: $235
County: Collin
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$7,828/mo

Down payment10% ($80,900)10%20%

Check Your Financing Options

Principal & interest: $5,858/mo
Property taxes (est.): $1,517/mo
Homeowners insurance (est.): $378/mo
HOA dues: $75/mo

Loan amount: $728,100
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are estimated at 2.25% of the price because this listing has no full-year tax amount (common for new construction); actual taxes may differ and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Ben Caballero, HomesUSA.com · MLS #21278061 · 888-872-6006

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.