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Financing available

$455,000

3603 Monticello Way, Forney, TX 75126

4
beds
2.5
baths
3,435
sqft

Est. with seller financing: $4,546/mo

  • Single-family
  • Built in 2021
  • 8,059 sq ft lot
  • $132/sqft
  • $50/mo HOA
  • Kaufman County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome home to the perfect blend of luxury, comfort, and functionality. Situated on a spacious corner lot in one of the quietest sections of the neighborhood, this stunning 4-bedroom, 2.5-bath home offers privacy and tranquility with neighbors on only one side. Thoughtfully designed with space for every stage of life, this home features a dedicated home office, a media room perfect for movie nights, and beautifully designed spaces for entertaining friends and family. The heart of the home is the beautifully appointed kitchen, featuring abundant cabinetry, generous counter space, and an open layout that flows seamlessly into the main living areas, perfect for hosting gatherings or enjoying everyday moments. Step outside to your own private retreat. The beautifully landscaped backyard creates the perfect setting for relaxing evenings, featuring a cozy fire pit for gathering with loved ones and plenty of outdoor space to enjoy year-round. Relax on the personal balcony as you take in breathtaking sunset views, or fire up the outdoor kitchen for unforgettable backyard barbecues. With wiring already in place for a future hot tub, the backyard is ready to become your dream oasis. From the spacious bedrooms to the thoughtfully designed living areas, every inch of this home was built with comfort and entertaining in mind. If you’ve been searching for a home that offers elegance, privacy, and everyday practicality, this is the one you’ve been waiting for.

Facts & features

Interior

Features

  • Built In Features
  • Chandelier
  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Loft
  • Open Floorplan
  • Pantry
  • Cable Tv
  • Vaulted Ceilings
  • Walk In Closets

Heating & cooling

  • Heating: Central, Natural Gas
  • Cooling: Central Air, Electric

Flooring

  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Plank

Appliances

  • Some Gas Appliances
  • Dishwasher
  • Electric Oven
  • Gas Cooktop
  • Disposal
  • Gas Water Heater
  • Microwave
  • Plumbed For Gas

Fireplace

  • Fireplaces: 1
  • Gas
  • Living Room

Exterior & lot

Features

  • Built In Barbecue
  • Barbecue
  • Outdoor Grill
  • Outdoor Kitchen
  • Private Yard
  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick, Rock, Stone

Parking

  • Garage spaces: 2
  • Driveway
  • Garage Faces Front
  • Garage
  • Garage Door Opener

Pool

  • Community

Lot

  • Back Yard
  • Corner Lot
  • Lawn
  • Landscaped
  • Subdivision
  • Sprinkler System
  • Few Trees

Community

Neighborhood

  • Subdivision: Heartland Ph 10b

HOA

  • Heartland Community Association

Schools

  • District: Crandall ISD
  • Elementary: Hollis Deitz
  • Middle: Heartland
  • High: Crandall

Financial & listing details

Listing

  • Price per sq ft: $132
  • County: Kaufman
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,546/mo

Principal & interest
$3,295/mo
Property taxes
$989/mo
Homeowners insurance (est.)
$212/mo
HOA dues
$50/mo
Loan amount
$409,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Your next home may have more than one path to ownership.

Powered byDoorly

Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Stephanie Luster, Onyx Legacy Realty LLC · MLS #21346625 · 469-806-0639

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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