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Financing available

$450,000

3605 Moultrie Drive, Garland, TX 75040

4
beds
3.5
baths
2,854
sqft

Est. with seller financing: $4,340/mo

  • Single-family
  • Built in 2006
  • 5,532 sq ft lot
  • $158/sqft
  • $27/mo HOA
  • Dallas County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to 3605 Moultrie Dr, Garland, TX 75040! This inviting home, built in 2006, offers a great combination of comfort, functionality, and location in the desirable Charleston Commons community. The property features a spacious layout with comfortable living areas, well-sized bedrooms, and a practical floor plan designed for everyday living and entertaining. Enjoy outdoor living on the covered patio, perfect for relaxing or entertaining family and friends. The home also offers the benefit of school choice, allowing families to explore eligible school options within Garland ISD, subject to district enrollment requirements and availability. ***Recent updates provide added peace of mind, including foundation repairs completed in December 2024, a brand-new central AC unit installed in July 2024, and a water heater replaced in 2022. Conveniently located near shopping, dining, parks, schools, and major roads, this home offers both comfort and convenience. Don't miss this opportunity—schedule your private showing today!

Facts & features

Interior

Features

  • Cable Tv

Heating & cooling

  • Heating: Central, Natural Gas
  • Cooling: Attic Fan, Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Ceramic Tile

Appliances

  • Dishwasher
  • Electric Oven
  • Gas Cooktop
  • Disposal
  • Gas Water Heater
  • Microwave

Fireplace

  • Fireplaces: 1
  • Metal

Laundry

  • Washer Hookup
  • Electric Dryer Hookup

Exterior & lot

Features

  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Covered
  • Garage

Community

Neighborhood

  • Subdivision: Charleston Commons 02

HOA

  • charleston Commons Association Inc

Schools

  • District: Garland ISD
  • Elementary: Choice Of School
  • Middle: Choice Of School
  • High: Choice Of School

Financial & listing details

Listing

  • Price per sq ft: $158
  • County: Dallas
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,340/mo

Principal & interest
$3,259/mo
Property taxes (est.)
$844/mo
Homeowners insurance (est.)
$210/mo
HOA dues
$27/mo
Loan amount
$405,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are estimated at 2.25% of the price because this listing has no full-year tax amount (common for new construction); actual taxes may differ and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Quan Truong, Citiwide Properties Corp. · MLS #21365010 · 972-805-4399

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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