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Financing available

$549,999

3645 Silk Tree Road, Gilmer, TX 75645

4
beds
3
baths
3,008
sqft

Est. with seller financing: $4,240/mo

  • Single-family
  • Built in 1995
  • 1,219,680 sq ft lot
  • $183/sqft
  • Upshur County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

4 bedroom, 3 bath home situated on approximately 28 acres in Union Grove. The functional floor plan includes two bedrooms and two bathrooms downstairs, offering flexible options for everyday living, guests, or a home office. The property also features solar panels, carports for covered parking, a shop, storage building, pond, and mostly fenced acreage. With plenty of room for recreation, animals, equipment, or future projects, this property offers a unique opportunity to enjoy country living with useful improvements already in place. Call for more information.

Facts & features

Interior

Heating & cooling

  • Heating: Central
  • Cooling: Central Air

Appliances

  • Dishwasher
  • Electric Range

Fireplace

  • Fireplaces: 2
  • Bedroom
  • Double Sided
  • Living Room

Exterior & lot

Construction

  • Style: Farmhouse
  • Stories: 2

Parking

  • Detached Carport

Community

Neighborhood

  • Subdivision: Justamente

Schools

  • District: Union Grove ISD
  • Elementary: Uniongrove
  • Middle: Uniongrove
  • High: Uniongrove

Financial & listing details

Listing

  • Price per sq ft: $183
  • County: Upshur
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,240/mo

Principal & interest
$3,983/mo
Property taxes
Not available
Homeowners insurance (est.)
$257/mo
Loan amount
$494,999
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Ben Norris

Norris Real Estate

903-371-6110

MLS #
21389322

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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